Can the provident fund in Qihe, Dezhou borrow money to buy a house in Yiyuan, Zibo?

1. The provident fund in Qihe, Dezhou can be used to buy a house in Yiyuan, Zibo.

Two, Zibo provident fund loan conditions:

(1) A natural person with full capacity for civil conduct;

(two) with a fixed occupation, stable income, good reputation, and the ability to repay the loan principal and interest on schedule;

(three) the unit has paid the housing provident fund in full and normally for more than one year, and has paid the housing provident fund in full and normally for 6 months before applying for a loan;

(four) I and my spouse have no personal housing provident fund loan balance;

(five) I and my spouse have not or have lifted the guarantee or pledge of providing housing provident fund loans to others;

(six) the purchase of owner-occupied housing, and is the buyer or owner of the housing purchase contract;

(7) The down payment ratio of house purchase complies with relevant regulations;

(eight) other conditions stipulated by laws, regulations, rules and the center.

Three, Zibo first-hand housing provident fund loan materials:

1. Identity card and household registration book of the applicant and spouse (2 copies). The second-generation ID card needs to be copied on both sides, and the original should be reviewed.

2, the applicant's marriage certificate (2 copies) after the original audit, single to the marriage registration office to open a single certificate.

3. Download and fill in the loan application form (original) on the website of the center.

4. Proof of deposit of housing provident fund for both husband and wife printed in the lobby of housing provident fund management center (original).

5. Proof of the query result of housing registration information issued by the housing management department (original).

6. The purchase contract (2 originals) is a formal contract filed by the Housing Authority.

7. Review the original purchase receipt (copy 1), and type the tax-controlled receipt.

Third, Zibo second-hand housing provident fund loan materials

1. Identity card and household registration book of the applicant and spouse (2 copies). The second-generation ID card needs to be copied on both sides, and the original should be reviewed.

2, the applicant's marriage certificate (2 copies) after the original audit, single to the marriage registration office to open a single certificate.

3. Download and fill in the loan application form (original) on the website of the center.

4. Proof of deposit of housing provident fund for both husband and wife printed in the lobby of housing provident fund management center (original).

5. Proof of the query result of housing registration information issued by the housing management department (original).

6. Original bank voucher or receipt for down payment (copy 1)

7. Review of the original real estate sales contract (copy 1)

8. Review of the original deed (copy 1)

9. Check the original deed tax payment certificate (copy 1 copy).

10. Original property certificate of the audited mortgage (2 copies).

1 1. Review of the original land certificate of mortgaged house (2 copies)

Four, according to the "Shandong province provident fund loans in different places", the positive development of individual housing loans in different places in the province has also made a big breakthrough. Workers who purchase ordinary self-occupied housing in cities in the province other than the place of deposit may apply for housing provident fund loans from the housing provident fund management center where the housing is located. The housing provident fund management center in the place where the housing is deposited shall actively cooperate with the housing provident fund management center in the place where the housing is located and provide relevant certification materials in a timely manner. The housing provident fund management center can also provide loans for local paid employees to purchase houses in different places. The nationwide off-site loan business shall be implemented in accordance with the relevant provisions of the state.