Job Recruitment Website - Property management - I am from Linxian County, Shanxi Province, and my salary card was issued by the credit union. Can I apply for a loan at the age of 5/kloc-0?
I am from Linxian County, Shanxi Province, and my salary card was issued by the credit union. Can I apply for a loan at the age of 5/kloc-0?
Conditions for banks to apply for loan business:
1.1natural person aged 8 to 65;
2. The borrower's actual age plus the loan application period shall not exceed 70 years old;
3. Have a stable occupation, stable income and the ability to repay the principal and interest of the loan on schedule;
4. Good credit information, no bad records, and legal use of the loan;
5. Other conditions stipulated by the bank.
Information required for loan application:
1. Provide personal identification, which can be ID card, residence permit, household registration book, marriage certificate and other materials;
2. Provide stable proof of address, house lease contract, water and electricity bills, property management and other relevant certificates;
3. Provide stable proof of income source, bank flow sheet and labor contract.
4. Provide proof of loan use.
Loan processing flow:
1. Submit an application to a local bank or lending institution;
2. Prepare various materials required for the loan;
3. Face-to-face signing of banks or lending institutions;
4. The bank examines the qualifications of the lender;
5. Approved and successful loans.
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