Xi 'an latest policy on housing purchase qualification 2022

At present, the housing policy 2022 implemented by Xi is:

Youth Caijun Inn Buying a House

Conditions for purchasing a house: I have entered Xi 'an Youth Talent Station, and I am qualified to purchase a house once within 1 year after graduation, regardless of social security, settlement and individual tax policies. /kloc-automatically quits after graduation in 0/year, and your qualification is cancelled!

Application entrance: WeChat applet -Xi 'an Youth Talent Station (only for master students and 985 college graduates! )

2022 Xi An Fang Gou New Deal

Details: You can directly apply for the Youth Talent Station to buy a house.

First, continue to implement the purchase restriction policy.

1, Xi' an restricted area

New City, beilin district, Lianhu District, Yanta District, Baqiao District, weiyang district, Chang 'an District, Xixian New Area Fengdong New City (excluding Shanglin Street), High-tech Zone (excluding non-restricted custody zone), Economic Development Zone, Qujiang New District, Baqiao Ecological Zone, Aerospace Base and International Port Area.

2.Xi An Unlimited Purchase Area

Xixian New Area Qin and Han New Town, Jinghe New Town, Airport New Town, Fengdong New Town Shanglin Street, Fengxi New Town Diaotai Street, Dawang Street, Gao Qiao Street and Mawang Street.

Unlimited areas managed by Gaoling District, yanliang district, _ Post District, Aviation Base, Lintong District and High-tech Zone.

2. Who can buy a house in Xi 'an?

1, Xi 'an household registration

Xi registered households purchase houses according to the purchase restriction policy.

2. Non-Xi registered families

Non-registered households who have no housing in the restricted housing area, hold the Xi Residence Permit and have paid social insurance or personal income tax in Xi for 6 months before the date of purchase can purchase 1 set of second-hand housing.

3. Families with foreign household registration newly settled in Xi.

Residents who have moved into Xi 'an from outside the city and have no housing in the housing purchase restriction area can buy the first second-hand house in the housing purchase restriction area after Xi 'an settles down.

III. Xi 'an Housing Sales Restriction Principle

Meet the following conditions, Xi Anjufang can be sold.

Commercial housing: the online signing of the commercial housing sales contract has been filed for 3 years, and the certificate of immovable property rights has been obtained, or the certificate of immovable property rights has been obtained for 2 years.

Second-hand house: it has obtained the certificate of immovable property for 2 years.

Fourth, talent purchase policy support.

65438+

Click to view: Xi talent housing subsidy policy.

2, for the city's fire rescue team personnel, can provide relevant documents or certificates issued by the unit, with reference to the purchase policy of active servicemen.

Click to view: Xi Anjun housing preparation materials

3, the required materials

All kinds of talents who have been approved to buy a house have been examined for social security and individual tax in the process of talent identification, so it is no longer necessary to submit social security or individual tax related certification materials before buying a house.

5. Only family identification is required.

1. Residents' families include husband and wife and their minor children, divorced (widowed) parents and their minor children, excluding unmarried and divorced singles who have been divorced for less than 3 years;

2. Registered buyers and their family members have no self-owned houses under the name of this Municipality and have no housing transfer records for 48 months before the purchase;

3. The registered family members who purchase houses meet the housing purchase restriction policy of our city;

4. Families with two children and above meet the housing purchase restriction policy of our city;

5. Unmarried persons aged 28 and above must also meet the following conditions: no marriage record, no house in the name of this city, no record of housing transfer within 48 months before buying a house, which is in line with the housing purchase restriction policy of this city.

What's the use of buying a house in Xi 'an?

When there are more prospective buyers than saleable houses, the house selection sequence number and the house selection family should be generated by notarization and lottery according to the order of just-needed families and ordinary families, and the houses should be selected in order. If you just need a family to shake the number in this category, you can participate in the ranking of ordinary families again.

When a real estate development enterprise sells a house by means of notarization and lottery, it shall provide no less than 50% of the houses with priority to needy families. If there is any surplus housing after the family just needs to choose a house, it will be included in the scope of ordinary family selection.

Sixth, the adjustment of down payment ratio of Xi 'an house purchase.

1, commercial loan

The down payment ratio and interest rate pricing of personal commercial loans are determined by the self-discipline mechanism of interest rate pricing in Shaanxi Province. For specific changes, please consult the commercial banks that handle housing commercial loans.

2. Provident fund loans

New housing policy in 2022

Seven, families with many children

1. For families with two or more children registered in this city, the number of housing purchase restrictions has increased from 2 sets to 3 sets. To buy a third house, you must settle down for 3 years.

2. For families with two or more children who are not registered in this city, the number of housing purchase restrictions has increased from 1 to 2 sets. To buy a second house, you need to hold a residence permit in this city and pay social insurance or personal income tax in this city for two years before the date of purchase.

3. When families with two or more children participate in the purchase registration of new commercial housing in the housing restricted area, 1 set, the second set is registered in the category of "just-needed families" and the third set is registered in the category of "ordinary families".

legal ground

According to Article 16 of the Measures for the Administration of Commercial Housing, the subscription book contains the basic information of the buyer and the seller, the basic information of the commercial housing, the price and payment of the commercial housing, and the delivery terms of the commercial housing, and the seller (real estate development enterprise) has collected all or part of the purchase price as agreed, then the subscription book can be regarded as a commercial housing sales contract. This subscription book, whether it is agreed to "sign the commercial housing sales contract one day" or "go through the online signing and filing procedures for the commercial housing sales contract", is regarded as a formal commercial housing sales contract, and the related commercial housing sales contracts signed subsequently are regarded as supplementary agreements or change agreements. Any party who violates the subscription shall bear the liability for breach of contract for the sale of commercial housing. According to the current judicial practice, if a real estate development enterprise has not obtained the pre-sale permit certificate of commercial housing, such subscription is invalid, but if one party obtains the pre-sale permit certificate of commercial housing before filing a lawsuit, such subscription is valid.