What is the Zhao Yan ICBC card?

Zhao Yan ICBC One Card Co-branded Card is jointly launched by Hebei Branch of Industrial and Commercial Bank of China and Shijiazhuang One Card Technology Co., Ltd., and is divided into two card versions: red version and blue version. This card not only has the financial function of China Industrial and Commercial Bank debit card, but also ensures the cardholder to pay by credit card in the field of public transportation according to the technical standards and norms of the Ministry of Communications.

Co-branded cards not only have all the characteristics of bank cards-cash deposit and withdrawal, credit card consumption, transfer and so on. , but also according to the regulations of banks and merchants to add some new functions. Compared with other forms of credit cards, co-branded cards not only have low application requirements, but also enjoy double discounts. Co-branded cards are operated in the form of a card jointly issued by the issuing bank and profit-making institutions such as airlines, telecommunications companies and shopping malls. Cardholders can enjoy a certain percentage of discounts provided by merchants when spending in these institutions. For example, CITIC Star Golf Co-branded Credit Card issued by CITIC Bank. The most common is the joint debit card, that is, the bank card with joint nature developed on the basis of debit card. In this way, cardholders naturally become the most direct beneficiaries, and they can spend less money when shopping with co-branded cards, thus attracting consumers to swipe their cards.

Integral, which is the function of almost all co-branded cards. Where joint merchants spend by credit card, the merchants will give corresponding points according to the consumption amount to attract consumers, and specially prepare some very special gifts, stipulating that they can only receive them according to the consumption points to attract consumers to shop. Discount, which is another major feature of co-branded cards. In order to attract frequent customers, merchants give discounts through co-branded cards. For some designated discounted goods, the merchant stipulates that you can only enjoy the discount with a co-branded card, which is something that you can't enjoy in cash or other ways. Some high-profit shopping malls even stipulate that you can enjoy different discounts as long as you use a co-branded card. For those who want to spend money in the mall anyway, it can be said that it is cheap to get a co-branded card and enjoy the discount service. The co-branded card is the master key of the owner. The card can be used not only for house purchase discount, but also as a door opening card, parking card, property card, friendship card, etc. , such as Vanke co-branded card of a real estate tycoon; For the general shopping mall consumers, the co-branded card may have more humanized service functions, such as the co-branded card of Tesco supermarket, which can take the free bus provided by the supermarket.