Changchun man refused to pay after buying "epidemic insurance" positive. Is "epidemic insurance" reliable?

Changchun men were refused compensation after purchasing epidemic insurance, and the epidemic insurance was not reliable. Don't buy epidemic insurance in small companies. If you really need it, it may be more reliable to go to a big company. This kind of insurance is just a psychological comfort. The man and his wife both suffered from positive cases and recovered after taking medicine at home. There are indeed screenshots and certificates issued by the community in the mobile phone. However, the insurance company believes that the man has not been certified by the hospital, so it cannot be used as a claim information. Men feel particularly wronged, and many netizens complain about men, so let's take a concrete look!

First, Changchun men bought epidemic insurance and were refused compensation after being positive.

The man was isolated at home after learning that he was COVID-19 positive, and recovered after taking the medicine. Remembering that I had bought epidemic insurance before, I sent screenshots of big data reports such as positive diagnosis and self-healing time to insurance company personnel, but the insurance personnel thought that the materials given by men were incomplete, and what was important was the hospital. The man expressed dissatisfaction with this result. After all, the big data in hand is true and effective, indicating that insurance companies are only trying to avoid liability for compensation.

Second, is the epidemic risk reliable?

The epidemic risk of small companies is unreliable, and the situation of big companies is better, but don't believe it all. When signing a contract, you must read every rule and regulation carefully, and you can also take photos to keep evidence. It is reasonable for the insurance company to produce its own evidence of no compensation. It is really resentful that men are used by each other because of negligence. Some insurances are basically unnecessary to buy. When you really need compensation, you will not bear the corresponding responsibility. Even if some can really compensate, it will take several years, and the road to safeguarding rights is extremely difficult.

In short, I hope this man can successfully defend his rights through evidence and not let small companies take advantage. Also remind other people who want to buy this kind of insurance, be careful and don't listen to the publicity effect casually.