Jinhua Garden (Jimo) was bought by mortgage. Can I make a mortgage? How to calculate tax on new house transactions?

Hello, I am glad to answer your question about Jinhua Garden (Jimo) Community.

Jinhua Garden (Jimo) is a house bought by mortgage. You can find a loan company to handle it. Because if the house bought in Jinhua Garden (Jimo) is mortgaged in the bank, the bank will not accept the second mortgage. Only after the house bought in Jinhua Garden (Jimo) is mortgaged can it be mortgaged again.

Jinhua Garden (Jimo) new house transaction tax includes deed tax, maintenance fund and property management fee. Deed tax of Jinhua Garden (Jimo): The deed tax to be paid for buying a new house is 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and the average commercial house is halved, that is, 1.5-2.5%. Yuan Jinhua (Jimo) Maintenance Fund: charged by multiplying the construction area by a certain amount. Jinhua Garden (Jimo) property management fee: paid after the house is delivered, and the specific grade rate is implemented according to the regulations of the local price department.

The above contents are for reference only, I hope I can help you. Thank you for your support. I wish you a happy purchase!