Subsidy policy for the first suite of rural hukou 202 1

The amount of subsidies for buying houses in rural households varies from region to region. For those who voluntarily withdraw from rural homesteads, farmers can enjoy preferential subsidies of 30,000-50,000 yuan when they buy houses in cities; For farmers who buy the first housing in the city, the subsidy method is 100 square meter, with the maximum 800 yuan per square meter. Two, according to local policies, direct subsidies of 500-65438+ten thousand yuan, depending on specific local policies; The first loan to buy a house, rural hukou can enjoy the preferential policy of exemption from deed tax for houses below 90 square meters.

Knowledge points in this article:

First, the subsidy conditions for the first suite of rural hukou

Second, the materials required for the formalities

Third, matters needing attention in buying a house in rural hukou

Housing subsidy conditions

1. Buyers must have rural hukou.

2. Buying a house in the city for the first time. For farmers who buy their first home in cities, the government's preferential subsidy policy is 800 yuan subsidy per square meter (the total housing area is below 100 square meter).

3. Willing to return the homestead and cultivated land as required. For this kind of farmers, the subsidy standards that can be enjoyed first when buying a house in the city are as follows: farmers who voluntarily withdraw from their homestead and go directly to the city to buy a house enjoy preferential subsidies for buying a house. Under normal circumstances, they will subsidize 800 yuan per square meter. If it is a 100 square meter house, a total subsidy of 80,000 yuan can be provided.

4. Meet other local requirements. For example, farmers who have registered their household registration but have not yet obtained their homestead. In rural areas, children of some families have the need to separate after marriage, so they apply for separation and get approval. However, due to the shortage of homestead resources, many farmers who have successfully separated have not yet obtained new homesteads. Therefore, in this case, farmers can also enjoy preferential subsidies when buying houses in cities, and the specific subsidy amount is subject to local publicity.

Tip: At present, there is a big gap in real estate policies among cities. For rural friends who plan to borrow money to buy a house, they need to know the local specific policies in advance so as not to affect the subsidy policy.

Materials required for formalities:

1, identification. The identity certificate has the ID card account book we usually use, and some places with strict requirements need to provide temporary residence permits for more than one year. Need to remind everyone that all policies must take effect within the validity period, and the validity period of temporary residence permits is generally short.

2. The farmer's urban residence certificate. In fact, it is the proof of living in the city, such as our temporary residence permit, the house lease contract signed when renting a house, the monthly property fee certificate, personal social security or provident fund, etc. As long as you can prove that you live in the city.

3. City salary certificate. The more stable the applicant's income, the higher the probability of receiving subsidies. This is mainly for bank mortgage loans as a guarantee.

4. Certificate of house purchase and sale. The commercial housing sales contract signed with the real estate development enterprise and the filing certificate of the commercial housing contract issued by the county housing authority.

5. Proof of down payment. The down payment certificate of the house is the down payment for selling the house. The money is accompanied by an invoice. This proof is mainly afraid that someone will not pay the down payment and buy a house, thus defrauding subsidies.

Matters needing attention in buying a house in rural hukou

1, giving priority to provident fund loans with low interest rate.

The loan amount should be within our power, otherwise the loan will not be repaid.

3. Determining the loan term according to your own situation can reasonably reduce personal pressure and mortgage interest.

4, to accurately address, to prevent being deceived.

5. Understand the background of real estate and prevent buying illegal houses.

For more details, please consult the housing management department where the property is located.