Is there a house in Dalian where I can buy a gatehouse again?

You can also buy a gatehouse if you have a house in Dalian, but since you already have a house, buying a gatehouse at this time is a second suite and you need to pay property tax. The following situations will also be identified as the second suite, that is, there is a house under the name of the parents, but the house is purchased in the name of minor children. Because minor children belong to the family category, when buying a house in the name of minor children, the second suite policy is still implemented, with a down payment of 50% and an interest rate floating 1. 1 times. If the property is sold and then the house is purchased by loan, the first home loan policy will be implemented in this case.

The current policy of banks is usually to recognize both loans and houses. If you don't sell the existing real estate and buy a house with a loan, it will be recognized as a second suite. The previous policy was based on the loan record, which was when I was a minor. If I take out a loan as an adult, I won't be recognized as a second suite.

Housing transaction process

1. The first step is to sign the transaction subscription, and then sign the transaction contract.

2. Then handle the pre-sale registration of the house and pay the stamp duty. In this process, if the buyer wants to transfer the property he has purchased, the buyer and the transferee should endorse the contract. Within fifteen days after signing the endorsement, the buyer and the transferee shall bring relevant documents to the local housing authority for transfer registration.

3. Sign the management convention. According to the relevant provisions of the contract, the developer will issue a notice of occupancy after paying the house price, and the property management company will issue a property management convention and charging standard to the purchaser. After paying the management fee, the house can be handed over.

4, handle the transfer of housing property rights, and you can get the real estate license after handling it.