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Are bank outlets in first-tier cities owned or leased?

Both.

1, most bank outlets are rented, because when choosing the location of the business hall, the main consideration is the location. Generally, banks will choose places with more people and residents in the region, or places with more developed businesses, such as business centers. The locations of bank outlets will constantly move with the changes of cities, so in general, banks will not choose to build their own buildings for business halls. If you choose to build your own building, the cost is relatively high and the mobility is relatively poor.

2. Provincial branches of general commercial banks, prefecture-level branches and provincial branches of the four major banks are self-built properties, and these buildings range from a dozen floors to dozens of floors, which fully shows the strength of banks.