Is it right to buy a house now or wait and see?

Jinan is the capital of Shandong Province, and its economy has always been good. Moreover, Jinan is developing very rapidly now, so it is a very good choice to buy a house in Jinan now. Because the development of Jinan in those years was not satisfactory, it was in these years that Jinan developed quite well in the dividend of Northern Cross.

So buying a house in Jinan now, or investing in buying a house in Jinan, is very crucial. As long as you find a high-quality building in a high-quality area of a high-quality city, you can make money in the building. Jinan is actually a high quality city, a high quality city. If you deposit your money in such a city, you can get a share of the development dividend in Jinan.

Just signed the agreement, I feel that the house has really gone up, but the increase is not enough and I have no strength. The situation is still in the fog in the second half of the year, so don't ignore the central government's determination to regulate and control. But ordinary people should not forget that this price increase is different in housing distribution. There are three specific types of price increases:

1. From the functional and practical point of view, the school districts, subways and business districts have generally increased.

2. From the perspective of building structure, the number of multi-storey houses has generally increased, and the first floor of multi-storey houses has generally increased, and it has maintained an upward trend for a long time.

3. From the point of view of the living comfort of the house community, the low floor area ratio is generally improved, the garden-style community is generally improved, and the property management is generally improved.

In short, different houses in the same city may be one after another for a long time in the future, and the polarization is becoming more and more serious. But on average, house prices will continue to fall. You see, this is the purpose of supervision.

Don't buy now. Why not buy RMB when it is becoming less and less valuable? It's better to buy something suitable ... than to rent a house often, right? Besides, renting a house in Jinan is not cheap now. A few days ago, I helped my friend find a house, packed and moved ... It was enough to toss for nearly half a month. I sighed secretly. Fortunately, I saved money early and paid a down payment to buy a small room.

My friend has moved four times since she graduated from Kloc-0/2. Every time he moves, he has to give up something he can't take with him, and then bleed to buy some new ones. Meet a better landlord, be polite to you and allow you to decorate the house. It's not allowed to be picky. It's tiring to spend money like giving it away under the eaves. To make matters worse, if the landlord suddenly wants to sell the house and urges you to move out the next day, you don't even have a temporary shelter. You're alone. If you get married and have children, the children will have to follow you everywhere. I feel uneasy about this state of no fixed abode, and it is difficult to get a sense of security and belonging from the surrounding environment when I grow up.

With money to pay the down payment, you can see and feel the money you spend inexplicably and can't save. You are more motivated to work. You can also urge you to find another job, make more money in disguise, or constantly improve your business skills and the possibility of realizing money, so as to prevent you from becoming an idle, muddleheaded and aimless person. With your own house, you can decorate it at will and turn it into a harbor with your own atmosphere. The more aura you have, the stronger your self-confidence, and good luck will naturally surround you.

Therefore, for a person who can only live in a certain city, it is best to have a set if possible at present.

No real estate speculation, no real estate speculation, no real estate speculation

Discuss this problem on this premise.

If you live in your own house, there is only one suggestion. You should immediately use all the money you can borrow (including bank money) to buy a house with the best resources (education, transportation, medical care, business office). Under the background of moderate inflation in overall finance, M2, the broad money, is bound to increase steadily, and the moderate rise of real estate as the container that can best undertake liquidity is an irreversible fact. As for many people who say that various policies are introduced to curb housing prices, and even let housing prices fall steadily, I can only say that they are too young and too simple.

If it's investment (not speculation or short-term fast-forward and fast-out), it's recommended to wait and see, because the new policies of Jinan, Hefei, Shanghai, Xi and other cities are aimed at two core factors: one is capital, and leveraged funds have been difficult to enter real estate, so the leverage is low, and the return on investment of self-owned funds will be very low; The second is liquidity. Now many cities have extended the sales restriction period to five years, which has formed a great test for investors' patience. Therefore, it is suggested to wait and see, and then make a decision after the liquidity inflection point and market trends gather.

The house price in Jinan has now tended to a relatively stable price. The first-hand housing market is more active and the second-hand housing market is more difficult. The transaction volume of first-hand houses is large because everyone holds the idea of buying new houses instead of old ones, and feels that new houses have never lived in the end. A four-bedroom second-hand house is also a good choice. At present, the sales volume of second-hand houses in Jinan has exceeded 30,000 sets in chain stores. This figure was just over 20,000 points in last year 165438+ 10, and it has increased by 1 10,000 sets in half a year. It is also obvious that a group of real estate speculators are in a hurry, so there are still some preferential prices, and there are suitable ones to start with. Moreover, the second-hand housing facilities are relatively mature. The market in Jinan will not change much recently, but it is rising slowly, so it is more appropriate to buy a house recently. As long as you have enough money.

For those who just need it, it is obviously inappropriate to wait and see. House prices will not fall, but the increase will be relatively slow. For those who are in urgent need of housing, it is still appropriate to buy now.

Buy if you have money.

No real estate speculation, no real estate speculation, no real estate speculation This is the major premise. Under this premise, house prices will never go up as crazy as in previous years, but some houses with good terrain, good resources and good environment are still rising, such as school districts.

Under the control of the state, house prices will not rise as crazy as before, but there will be no sharp drop. They can only be stable, flat or slow, and it takes a long time to reach a rational price.

Therefore, if you just need to buy a house, choose a house with better conditions according to your own budget and buy it early. If you are investing in buying a house, then look again.

Like buying stocks, there are investment risks.

House prices in Jinan are falling, and new houses are also on sale. The price reduction is quite large, but I think it is hard to say whether it has bottomed out.

If you are buying a house or improving your living environment, I think now is a good time. Just buy a new house. During the National Day, many properties are on sale. After all, Jinan is still the provincial capital, and it should not completely collapse. There are still many just-needed, although there are still too many properties in stock.

If you plan to invest, I personally think you should be cautious. Although the price has been reduced a lot, the real estate market is not optimistic about the prospects, and it is still possible to lose money. Moreover, real estate is not a smooth ups and downs, and it feels like it will plummet, not necessarily ups and downs, even if it rises, it will not rise.

The new house is still in stock, and the second-hand house is even worse. The surplus property in the hands of investors has been supplied, and the price can't keep up. There is basically no market and no one buys it. New houses are so cheap, who wants second-hand houses?

Jinan's real estate market has entered the cold winter, even if it sells well, it is also a temporary sales volume in exchange for low prices. We'll wait and see about the investment. Car owners should start with their own conditions.

Any time is suitable for buying a house.