Is harmonious Kangshun nursing insurance universal 6-year income reliable?

Hello! Harmonious Kangshun nursing insurance is universal and reliable for 6 years.

If you don't know if you are suitable to buy this product, you can click on 1 to make an appointment 1 insurance planning service, and the deep blue insurance _ centralized insurance broker will give you professional advice.

Next, I will analyze this product with you:

1. What are the guarantees of Harmonious Kangshun Nursing Insurance (Universal)?

Harmonious Kangshun Nursing Insurance (Universal) is a popular insurance product launched by Harmonious Health Insurance Company. The protection is as follows:

Hospital-wide compensation

Hospital-wide compensation

Secondary and above designated hospitals/public hospitals

Other medical insurance

Disease, death and disability

Sum of account value and risk insurance amount (sickness death insurance)

Long-term care insurance for diseases

Sum of account value and risk insurance amount (nursing insurance)

Receive an annuity

Maturity premium

103% of account value (health maintenance insurance)

2. How to claim for harmonious Kangshun nursing insurance (universal)?

To buy insurance, you need to know what the claim process of this product is, so as not to be too complicated when making claims. The claim process of Harmonious Kangshun Nursing Insurance (Universal) is as follows:

After an insurance accident, you can refer to the following process to apply for a claim:

Claim report

After the accident, call Harmony Health Customer Service at 400-11-11or report to the insurance company through online channels.

Provide materials

Fill in the claim application form and provide other required claim materials. According to different types of insurance, the requirements of claim materials are also different.

Data audit

The insurance company will review the case materials, notify customers to make claims or refuse to pay compensation within 30 days at the latest, and will consult and investigate suspected cases.

Claim result

If the claim is confirmed, the claim will be paid within 10 days after the notice is issued.

3. Is Harmonious Kangshun Nursing Insurance (Universal) worth buying?

Through the above information, you can clearly understand the detailed coverage and claim settlement process of Harmonious Kangshun Nursing Insurance (universal). In short, you can evaluate whether to buy according to your own needs.