65438+1Saturday, October 3, at noon 12, my friend used his Minsheng bank card to transfer money online to my agricultural bank card, but he stopped him.

There are three transfer methods for personal online banking, mobile banking and inter-bank counter transfer, namely real-time transfer, ordinary transfer and next-day transfer. The remittance route and the time of receiving the account are as follows:

1. Real-time transfer-out: (1) Internet banking interconnection: the maximum amount of a single transaction is 50,000 yuan, which can be operated in 7×24 hours, and it is generally received in real time. (2) When the personal online banking transfer amount is more than 50,000 (inclusive) and less than 1 10,000 (inclusive), and the mobile banking transfer amount is more than 50,000 (inclusive) and less than 200,000 (inclusive), you can use "Minsheng Express", and Minsheng Express usually arrives in the account in 30 seconds;

2. Ordinary transfer-out: gateways include large real-time payment, small real-time payment and gateway in the same city. (1) Large-sum real-time payment: the current starting point of the amount is 50,000 yuan, and the business acceptance time is from 20: 30 on the natural day before the legal working day to 17: 15, and it usually takes 5 minutes to 1 hour to arrive at the account; (2) Small real-time payment: the upper limit of a single payment is 50,000 yuan, and the upper limit is adjusted to 500,000 yuan during holidays (Saturday, Sunday and legal holidays, from 0:00 to 24:00 at the end of holidays), which can be operated for 24 hours, usually from half an hour to 2 hours;

3. Transfer out the next day: automatically select the best remittance route for customers to transfer out. The transfer-out time starts in the early morning of the next day, and the large remittance route is transferred out after 8: 30 am the next day (working day).

Note: The specific posting time depends on the other bank.