I bought a second-hand house. If the seller does not cooperate with the delivery, what impact will it have on the buyer?

I bought a second-hand house. If the seller does not cooperate with the delivery, it will not have much impact on the buyer. As for the property, it's easy to handle. If the original owner doesn't cooperate, I can directly take the property ownership certificate to do the property handover.

Gift transfer:

1. Fees: exempt from business tax and personal income tax, but need to be increased:

(1) Notary fee: 40 yuan/m2 * area of property right certificate;

(2) Deed tax collection: No matter what the real estate situation is, it is necessary to collect the full deed tax, and other expenses are the same as normal transfer.

2. Materials required:

(1) The notary office needs a copy of the household registration book and ID card of the seller and the husband and wife, a copy of the ID card of the buyer and a copy of the property right certificate;

(2) It can be directly transferred without going through the local taxation bureau;

(3) The materials required by the Housing Authority are basically the same as those required by the normal transfer except for an original notarial certificate.

Extended data:

Repayment method:

1, equal principal and interest

This is the most commonly used method, and it is also recommended by most banks for a long time. Add up the total principal and interest of the mortgage loan and distribute it evenly to each month of the repayment period. As a repayment, he pays a fixed amount to the bank every month, but the proportion of principal in the monthly repayment increases month by month, and the proportion of interest decreases month by month.

2. Average capital

The so-called average capital repayment method, also known as the repayment method of interest with principal and average capital with unequal interest. The lender will allocate the principal to each month and pay off the interest from the previous trading day to the repayment date. Compared with the matching principal and interest, the total interest cost of this repayment method is lower, but the principal and interest paid in the early stage are more, and the repayment burden is reduced month by month.

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