Restrictions on installment consumption and use of CCB special cards

At present, the perfection of credit mechanism has enabled many credit products to be produced and popularized, and people's optimism about credit consumption has also promoted the development of credit consumption. Staging of CCB is the choice of many people.

The installment of CCB is actually a credit loan, which is guaranteed by charging a suitable handling fee and can only be spent by credit card. The bank transferred the money to the card and began to calculate interest. However, many people still have doubts about CCB's installment card. Are there any restrictions on using such a card? The answer is yes. Let me explain to you the restrictions on the use of this special card.

1. The use of debit cards is restricted.

There are restrictions on the use of CCB installment cards, such as cash withdrawal, transfer, online payment and withholding.

2. The consumption types of debit cards are limited.

CCB's special consumption card can only be used to buy large-scale durable consumer goods, weddings, childcare, settlement, tax payment, health and so on.

3. Can the amount in the special savings card be used in installments?

The credit limit of this card can be used in stages and does not need to be used up at one time.

4. Can it be used to buy a house and a car?

The applicable merchants of CCB's phased plan can be applied to large-scale consumer goods, weddings, childcare, and home installation (renting, property, heating, etc.). ), pay taxes (vehicle purchase tax, etc. ) and health as long as it is a consumer merchant such as department stores, building materials and homes, high-star hotels and high-end restaurants. Some banks will explain that they can be used to buy garages. When handling, they should take the initiative to ask the local CCB whether it can be used to buy a car when handling a special card for consumption. Some banks say they can buy it, but they actually need to find a machine to brush it out. Of course, you can brush it out with Lacarra.

After reading the above introduction about the restriction of CCB's installment card, do you think you have a deeper understanding of it? In short, it is still a savings card with a limited amount, and the borrower needs to repay the principal and interest in installments.