What are the loan conditions for foreigners to buy a house in Foshan?

Nowadays, in order to curb the soaring housing prices, the state has implemented a purchase restriction policy for more cities, and at the same time, the conditions for purchasing houses in Foshan have been adjusted accordingly. Today, Bian Xiao wants to share with you the purchase conditions and policies of foreigners in Foshan. Friends who want to know may wish to have a look with Bian Xiao!

1. What conditions do foreigners need to buy a house in Foshan?

1. The buyer needs to agree to use the purchased house as collateral.

2. The age of the lender shall not exceed 65 for men and 60 for women.

3. The purchaser must have full capacity for civil conduct and have permanent residence or residence status in China.

4. The down payment ratio paid by the purchaser shall not be lower than the down payment ratio stipulated by Foshan.

5, property buyers should have a stable job and income, good credit, and the ability to repay the loan principal and interest.

Second, the purchase policy of Foshan

Foshan Chancheng District, Guicheng Street in Nanhai District, dali town Hefeishui, Daliang Street in Shunde District, Chencun Town, Beijiao Town and Lecong Town implement the purchase restriction policies for new commercial housing as follows:

1. Foshan registered families who own two or more houses in this city will be suspended from buying new commercial housing from families in the above areas.

2. Families who are not registered in this city and have never owned a house in this city can purchase a new commercial house in the above areas.

3. Families who are not registered in this city already own a house in this city. If you purchase a second set of newly-built commercial housing in the above-mentioned areas, you must provide the accumulated social security or personal income tax 12 months or more in Foshan within two years before the purchase time.

4. Families who are not registered in this city and have two or more houses in this city are suspended from buying new commercial housing from their families in the above areas.

Bian Xiao concluded: The above are the conditions and policies shared by Bian Xiao for foreigners to buy houses in Foshan. I believe that everyone will have a corresponding understanding after reading the above sharing. If you need more information, please continue to pay attention to Qijia. Com website, Bian Xiao will answer them one by one.