Can China people buy Australian real estate directly if they want to immigrate to Australia? What are the conditions or restrictions?

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1. Question: What kind of identity can buy real estate and invest in Australia?

A:

1) Australian or New Zealand citizens,

2) If Australia has a permanent residence permit or a temporary residence permit,

3) Non-Australian residents and overseas investors

2. Q: What kind of residential properties do you invest and buy in Australia?

A:

1) "Pre-sale building"-purchase the property according to the floor plan. The plan of the project was designed and reviewed by the local planning bureau.

Batch (usually local city hall or district and county authorities). The project is still under construction.

2) Property under construction.

3) The project has been completed, but no one has moved in yet. Note: Generally speaking, if tenants or owners have moved in, these properties cannot be sold to overseas buyers, but houses with FIRB qualifications can be sold to overseas buyers.

3. Question: How many properties can I buy in Australia at a time?

A: In principle, the government has no special regulations on quantity. The number of purchases allowed to be open to overseas is determined by the developer. Generally speaking, 50% of the houses sold in a building can be sold overseas, and the other 50% needs to be reserved for local residents or permanent or temporary residents to buy.

4. Question: How do Australian properties hold the purchased properties?

A: Australian real estate is a permanent property right, which has been passed down from generation to generation. Compared with China's 70-year property right, it is more private.

5. Question: If you buy real estate, how can you remit the money to Australia?

A: If you are in China, domestic Chinese or foreign banks generally have foreign exchange business (such as Bank of China, Industrial and Commercial Bank of China, HSBC, ANZ Bank, etc.). ), but each person can only remit the equivalent of $50,000 to an Australian bank account every year. Of course, there are also high-end foreign exchange companies like Kunlun International in China that provide such services.

Overseas payment methods include telegraphic transfer and overseas draft. You can consult your local bank for details.

6. Question: After buying a house, is it necessary to pay relevant taxes on the rental income brought by renting the property?

A: Yes. According to Australian local laws, anyone who earns income in Australia must pay taxes. However, when renting the property, you can also enjoy the tax deduction of all the expenses of the property, and you can hire a local certified public accountant to help you with the tax deduction.

7. Question: Can I get a loan to buy an Australian house? How to borrow money?

A: Yes. You can mortgage your property in Australia to an Australian bank, and you will receive the same interest rate and terms as Australian natives. At the same time, many national banks in Australia can handle Australian real estate loans in China.

In Australian banks, there are many loan methods to choose from: equal principal and interest, only interest in the first five years, and repayment in Hong Kong dollars.

8. Question: If you have a favorite property, do you need to pay a deposit or other fees if you want to buy it?

Answer: After seeing a house from a domestic agent, we usually pay1-20,000 RMB to make a reservation (the deposit will generally be returned after the down payment). At the same time, after the lawyer flies from Australia to explain the contract, he will pay 50% of the lawyer's fee after the down payment 1500 (according to the recent market, the lawyer's agency fee in Australia is 1500).

9. Question: After purchasing Australian real estate, when will the balance be delivered after the down payment is completed?

A: In Australia, if you buy an auction house, you usually pay the balance to the lawyer's trust account within the specified time before the developer informs the buyer of the delivery date, or you can apply for a loan contract in advance (the longest validity period of the Australian loan contract is 6 months).

If it is an existing house, you can pay the final payment or housing loan contract to the trust account of the relevant lawyer within the time limit specified by the developer (generally 60 working days). In Queensland, all other fees are paid on the settlement date.

In addition, the lawyer's fee is generally paid to the lawyer in advance when the down payment is 10%, and the rest is paid to the lawyer when the house is handed over.

Stamp duty on real estate. Buying a house in Australia needs to pay stamp duty on real estate (equivalent to deed tax in China), which is 4.5% of the total housing in New South Wales and 5.5% in Victoria (auction houses can be reduced or exempted according to the developer's preferential treatment, only in Victoria).

10. Question: Do I need to go to Australia to see the house in person to buy Australian real estate in China?

A: The answer is somewhere in between.

I haven't seen the house yet. If you choose the downtown area as an investment, and consider buying a house for your children or new immigrants, you only need to know about the buying area and get to know it with developers and domestic agents. This kind of house has a good location and is suitable for students or locals to rent. As an investment, it can get satisfactory returns and services.

Looking at the house, Australia also welcomes overseas buyers to visit the local area, which will increase their confidence in the purchased property. Some institutions with good reputation in China can also arrange travel inspection for customers.

You can also go directly/? Page=realestate_knowledge Look, there is a lot of knowledge in buying a house in Australia.