A number of Internet financial platforms have been listed in the US. What is this for?

Why do you want to go public in America?

Previously, P2P platform wanted to be listed on domestic A shares. However, in the domestic regulatory environment, the hope of listing P2P platform is slim, and a large wave of traditional enterprises queue up for listing, so companies with listing intentions now look overseas. At present, all three platforms that have been listed have chosen to be listed on the New York Stock Exchange. New york Stock Exchange and Nasdaq are equivalent to the main board and second board market in the United States.

What are the benefits of listing?

The biggest benefit is the brand effect, which Xiao Fengnier thinks is even more valuable than obtaining financing. The listing of the platform in the United States itself sounds very high, and the first few companies have become the focus of media attention. Traffic and brand effects come from themselves, and subsequent platforms can tell stories to users. "Going public in the United States" has become the best brand endorsement.

What will be the return rate of the platform target before and after listing?

NYSE has high requirements for listed companies, and generally only mature large companies are qualified. One of the key conditions for listing is the audit results of the SEC of the US Securities Regulatory Commission. The SEC attaches great importance to the authenticity and accuracy of financial data and risk disclosure.

According to this logic, companies that can be listed on the NYSE are relatively strong. The platform will attach great importance to financial data in the process of preparing for listing, and there will be a series of actions to increase profits, which may include attracting users by raising interest rates. At this time, users can start investing with confidence. After listing, the high probability event is that the platform will ensure that the project yield is consistent with the market, and the additional activities will be reduced.

Recently, the platforms listed in the United States all take cash loan business as the biggest profit point, attracting more high-quality borrowers is the business focus, and the action of the capital side can only be cooperation. How much does the cash loan business earn? There are not a few platforms to make a fortune. In the first half of the year, the loan amount was 65.438+0.7 billion, making a big profit of 65.438+0 billion.