Ming Rui RS has been scratched by others, should I report it to the insurance company?

You can find a property, but if the scratch is not serious, it is best not to report it to the insurance company. He should tell you when you pay the insurance. One year without accidents, the price will be reduced in the second year. If the accident seems to be within three times, the insurance will be covered at the original price in the second year, and then the price will be increased. . . Therefore, if the general problem is not big, you will directly seek compensation from the responsible person.