2020 Changzhou Property Management

Now individuals in Changzhou can pay the provident fund, and the payment ratio is 20%. Some property buyers mistakenly believe that the housing provident fund

Now individuals in Changzhou can pay the provident fund, and the payment ratio is 20%. Some property buyers mistakenly believe that the housing provident fund paid by individuals in Changzhou can be repaid, and the provident fund loan for buying a house needs to be paid continuously for 6 months. Some property buyers want to fill the provident fund for six months at a time before signing the purchase contract.

However, according to Changzhou's regulations, the payment of the provident fund can only be handled if the employees are in arrears or missed, and individual depositors cannot pay the provident fund before the application month.

1. What is the contribution ratio of Changzhou housing provident fund?

The proportion of housing accumulation funds paid by enterprises in the city is10%-12% respectively; The housing provident fund deposit ratio of government agencies and institutions in the whole city is 12% and employees 12%.

2. What is the upper limit of Changzhou housing provident fund deposit?

The monthly deposit amount of employee housing provident fund is the average monthly salary of the employee in the previous year multiplied by the deposit ratio of employee housing provident fund. The monthly deposit amount of housing provident fund paid by the unit for employees is the average monthly salary of employees in the previous year multiplied by the proportion of housing provident fund paid by the unit.

New employees should pay the housing provident fund from the second month after joining the work, and the monthly deposit amount is the employee's own salary multiplied by the employee's housing provident fund deposit ratio. The employees newly transferred to the unit shall pay the housing provident fund from the date of payment of wages by the transferred unit, and the monthly deposit amount shall be the employee's monthly salary multiplied by the employee's housing provident fund deposit ratio.

The upper limit of the deposit base of housing provident fund is 13940 yuan; The lower limit of the deposit base: Changzhou (including Wujin District) is 1.48 yuan, and Jintan City and liyang city City are both 1.28 yuan.

3. What is the deposit base of Changzhou housing provident fund?

The deposit base is the average monthly salary of employees in the previous year. In the second month of the new employee's work, my monthly salary is the deposit base; The employees newly transferred to the unit shall pay their wages from the date of transfer to the unit, with their monthly salary as the deposit base. In the annual adjustment, the average monthly salary of employees in the previous year is based on the deposit base, and the wages of employees are calculated according to the provisions of the National Bureau of Statistics.

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