Why can't the apartment be settled?

1. The property right registration certificate is an apartment house, which generally belongs to non-residential projects such as commercial land. Houses built on commercial land are mainly commercial, and some developers package apartments into commercial and residential multifunctional products for profit. However, according to relevant policies and laws, business apartments do not have other additional functions of housing, and usually cannot be settled or attached with degrees.

2. Different cities have different policies on apartments. Buy a business apartment in Nanshan District, Shenzhen. If the apartment belongs to the only family housing, you can apply for a degree. Huaibei City stipulates that families who buy commercial and other non-residential commercial houses can enjoy the same admission conditions as residential houses if their children attend compulsory education schools. Whether the apartment can enroll students at home can be consulted by the staff of relevant local departments.

Although the total price of the apartment is low, it is not limited to purchase or loan, but buying an apartment also has disadvantages. For example, apartments have high living density, general sunshine and ventilation conditions, and the sharing rate is generally around 25%-30%. Apartments generally belong to commercial water and electricity, and the cost of living such as utilities and property fees is relatively high.

4. In addition, the down payment ratio of apartments, high loan interest rate and short loan period will make the financial pressure on buyers even greater; Moreover, compared with residential buildings, the appreciation of apartments is slow, and its taxes and fees are relatively high. You need to pay the full deed tax, 5.5% value-added tax, 30%-60% land value-added tax and so on. Therefore, we need to think carefully when buying an apartment.

legal ground

People's Republic of China (PRC) Civil Code

Article 210 The registration of immovable property shall be handled by the registration institution where the immovable property is located. The state implements a unified registration system for real estate. The scope, organization and method of unified registration shall be stipulated by laws and administrative regulations.

Article 211 When applying for registration, the parties concerned shall provide the ownership certificate, real estate boundary and area and other necessary materials according to the different registered items.

Article 212 The registration authority shall perform the following duties: (1) Examining the ownership certificate and other necessary materials provided by the applicant;

(two) ask the applicant about the registration matters;

(three) truthfully and timely registration of related matters;

(4) Other duties as prescribed by laws and administrative regulations. If the relevant information of the real estate applied for registration needs further proof, the registration agency may require the applicant to supplement the materials, and may inspect it on the spot if necessary.

Article 213 A registration institution shall not commit any of the following acts:

(1) Requiring real estate appraisal;

(two) repeated registration in the name of annual inspection;

(three) other acts beyond the scope of registration duties;