What is the difference between a unified building and a small property right? What are the transaction processes of unified building?

There are many buildings around us. Although these buildings look very similar, there are also differences, such as unified buildings and small property rights buildings. Speaking of the unified building, many people don't know much about it. Unified construction actually means agreeing to the construction, and the residents of the community raise funds for the construction. Let's understand the difference between unified architecture and small property rights. What are the transaction processes of unified building?

What is the difference between a unified building and a small property right?

1, the unified building belongs to a small property right house, so there is no difference between the two.

2. Small property houses refer to houses built on rural collective construction land, and their property certificates are issued by township governments or village governments. This property right certificate is not a real property right certificate in the legal sense. We usually only have the right to use the house, but not the ownership. Buying a small property right house will be very risky.

3. If you buy a small property right house, your purchase contract can't be filed with the Housing Authority, and the buyer can't get a legal and valid real estate license, and the interests of the buyer can't be guaranteed. For example, there may be a behavior of one room and two sales; If the house is demolished, it is difficult for buyers to get corresponding compensation; Some small property houses are illegal buildings and may face the risk of forced demolition; Moreover, the purchase of small property houses is usually unable to handle bank loan procedures and so on.

Although the price of small property houses is low, there are many risks when buying them, so we should buy them carefully.

What are the transaction processes of unified building?

1. After the seller and the buyer reach the transfer agreement, determine the transaction price of the house.

2. Go to the house registration and certification hall to sign online, and provide the original identity certificates of the buyer and the seller and the house ownership certificate.

3. Paying taxes and fees: The composition of taxes and fees is more complicated, depending on the nature of the transaction house. For example: area, house location, etc.

4. Go through the formalities of property right transfer. After the Buyer and the Seller complete the registration of ownership transfer in the house registration hall, the Buyer will go to the house registration hall again to get the certificate after 10 working days.

For the buyer of the loan, after signing the house sales contract with the seller, both the buyer and the seller will go to the loan bank to handle the loan formalities. The bank will review the buyer's credit, evaluate the house that both parties want to trade, determine the buyer's loan amount, and then approve the buyer's loan. After the two parties complete the registration of property rights change, the bank will issue a one-time loan.

6. After the seller delivers the house and settles all the property fees, the house purchase and sale transactions of both parties are completed.