Do you think the future house is "cabbage price" or "gold price"?

1. As far as every year is concerned, ups and downs are normal, but generally it still follows the law of "spiral rise". If it rises too much, it must be adjusted and continue to rise after adjustment. There is a simple reason. House prices are like sponges. If you press it, it will rebound. The deeper and longer you press, the higher you bounce. This is determined by the land auction mode and the trend of monetary policy.

2. In the past, the price base was low, so the increase was high. Now the base is high, so the future increase is relatively low. Considering the bubble and financial risks in the new stage, the policy is not allowed to rise sharply, which is also an important reason for the continuous regulation of the property market.

3. Aging has never been a decisive factor in the trend of housing prices, and it will only reduce the increase and will not interrupt the increase. There are many subjects whose aging degree is higher than ours, but those who should rise are still rising, indicating that aging is not the decisive factor of housing prices. As long as there is extra money, there is no upper limit on house prices.

4. Correctly understand the healthy and stable development of real estate. As far as health is concerned, if all prices are rising, house prices will not rise, which is unhealthy. Normally, the annual increase of house prices =GDP growth rate+price index, which is what we often say, "steady and rising", is acceptable to everyone.

5. In some places, the housing price gap will widen, and in some places, the housing price gap will narrow, which is the "property market differentiation". For example, the multiple of urban housing prices in urban agglomerations and metropolitan areas will shrink (core cities and satellite cities), but the gap between housing prices in cities like Hegang and Fuxin, which are shrinking, will become wider and wider. There is one such city in 10 now, and there may be two in the future 10. Therefore, it is a compulsory course for buyers to pay attention to the data of net population inflow in the past three years.

6. The price of new houses seems to have risen in the past two years, but the price of many second-hand houses has actually fallen. They all have the nature of * * *: they are not brand developers, and the property has a poor reputation and poor matching. Therefore, buying a house is a pain point, and cities or sectors with good education, medical care, transportation, commerce and employment are the key factors to consider when buying a house. Among them, school district housing resources are the primary consideration for young people to buy a house, and medical resources are the necessary conditions for the elderly to buy a house for the elderly.

7. Make long-term preparations, from 5 years to 10 years or even longer. Buying a house is not buying stocks, and you can't blindly pursue hot concepts. It depends on more definite planning, because any supporting urban planning needs local real money (or conversely, the real investment is likely to be the direction of buying a house). It is foreseeable that measures such as restricting purchases, loans and sales in the regulation of the property market will exist for a long time. Therefore, if you want to make good use of the room ticket in your hand, you will not be able to move for at least 3-5 years if you buy it wrong. The wealth gap can be imagined.

8. Just need to buy a house, do what you can, and try to follow the "120%" rule. It stands to reason that the economic pressure of first-time home buyers is relatively high, mainly because their income is not high, so when choosing a house, they just want to have a "nest" and take a step by step. But for young people, after a few years, they will face the problems of having children and going to school. At that time, we will find that the old people have no place to live and the children have no good schools to go to. Therefore, the area should be as large as possible, and the planning is 70-80 square meters. Try to buy a three-bedroom apartment of 90- 100 square meters. If there is no school district or a good school district, try to choose a school district, even if the house is older. The rule of "120%" is to further tap the potential of buying a house by 20%, and will not passively worry about the problem of changing houses in 8- 10.

9. There is no standard answer to the choice of houses in suburbs and urban areas, but the general direction is this: considering the convenience of work and life and the concentration of quality education, young people try to choose houses in urban areas. But in the long run, due to the extension of urban development boundaries, suburbs will also have advantages. In addition to the good air environment and the emergence of family doctors, the suburbs may be a gathering place for the rich.

10. Avoid shops, apartments and tourist houses as much as possible. No matter how hot the market is, these products are not so easy to sell. Developers invite celebrity platforms, and all kinds of overwhelming publicity also show that buyers don't buy it, e-commerce shocks, high transfer taxes, and few people take over, which makes the inventory of these houses only increase. For ordinary people, the funds for buying this kind of house are completely trapped. Of course, local tyrants say that rights are precipitated assets, which is another matter.