What is Shaoxing's housing purchase policy?

1, the down payment ratio of loans to buy a house is as low as 20%;

Shaoxing is an unrestricted city, and the minimum down payment can reach 20%, which will greatly reduce the down payment pressure of buyers. 20% down payment for the first suite has been made in Shaoxing, and many banks in Shaoxing have implemented it at present. In principle, the minimum down payment ratio of commercial personal housing loans for households to purchase ordinary housing for the first time is 25%, which can be lowered by 5 percentage points in various places; For households that own 1 apartment and the corresponding housing loans are not settled, in order to improve their living conditions, they should apply for commercial personal housing loans to buy ordinary housing again, and the minimum down payment ratio should be adjusted to not less than 30%.

2. Enjoy preferential subsidies for deed tax when buying a house:

In order to promote the healthy development of Shaoxing's real estate market, the government department of Shaoxing issued the Opinions on Promoting the Stable and Healthy Development of the Real Estate Market in Yuecheng District, which stipulated that citizens should be given financial subsidies for purchasing houses, and the deed tax subsidy should be 0.8%. Purchase 1 10,000 ordinary houses (the area is below 144 square meters), and subsidize 8,000 yuan, greatly reducing the purchase cost.

3. Provident fund policies are usually beneficial:

Shaoxing Housing Provident Fund Management Committee issued the Opinions on Further Promoting the Deposit and Use of Housing Provident Fund to Promote Housing Consumption. The opinion stipulates that if migrant workers sign labor contracts with employers and their work is stable, employers should pay housing provident fund for them. The minimum payment base can be calculated according to the minimum wage standard of Shaoxing last year, and the payment ratio is not less than 5%, and the extraction conditions should be relaxed.

What are the precautions for buying a house in Shaoxing?

1, supporting facilities:

When the developer sells the project, the commitment to the future living facilities is perfect, but when the buyer really gets the house key and prepares to move in, he will find that many commitments are not in place. Property buyers should calmly analyze the possibility and rationality of various supporting facilities, and don't be confused by superficial phenomena.

2. Internal subscription:

Internal subscription is the private pre-sale of commercial housing by real estate developers. Because the price of commercial housing subscribed internally is relatively low, it attracts many property buyers. However, some internally subscribed commercial houses are sold without obtaining the Pre-sale Permit for Commercial Houses, which is not protected by law and the rights and interests of buyers cannot be guaranteed. Don't buy this kind of commercial housing. As for the owners who want to buy low-priced houses, they may wish to choose properties with good reputation, strong strength and market brands.

3. Property management:

Developers force owners to accept the services of their designated property management companies, which damages the legitimate rights and interests of owners. Or secretly change property management companies after a period of time, shoddy. When signing a house sales contract, the purchaser should object to the service period of the designated property management company exceeding one year, because this is an unreasonable additional condition against the purchaser's wishes.