Guangzhou is not a local account under the restriction of purchase. Because my company is headquartered in Beijing, social security has always been paid in Beijing. How can I buy a house in Guangzhou?

Foreign social security transfer is not counted as the accumulation of local social security years. If you want to buy a house in Guangzhou, you must first have no real estate in Guangzhou, and then have a tax bill or social security for three years in Guangzhou in the past five years. You can only buy one set.

First, the conditions for foreigners to buy a house in Guangzhou

Many people have worked in Guangzhou for many years. With the deepening and stability of their work, their ties with Guangzhou are getting closer and closer. Being based in Guangzhou has become the choice of many foreigners. Then, you have to contact Guangzhou Social Security, because it is an indispensable part of life in Guangzhou.

Many foreigners in Guangzhou don't know much about Guangzhou social security, but if you plan to develop in Guangzhou for a long time, or even take root in Guangzhou, you have to understand the importance of Guangzhou social security for foreigners to enter Guangzhou.

Many people need to buy a house in Guangzhou, but in the end they can't buy a house because the social security insurance period is not three years, so they look for ways to make up for it everywhere. But now, it is not easy for individuals to make up for it, so from the usual time, they need to make plans, especially those who want to settle in Guangzhou. If necessary, don't cram. This situation is usually fruitless and worrying.

So what constraints does Guangzhou social security have on foreigners?

Conditions for buying a house in Guangzhou ①: Foreigners who want to buy a house in Guangzhou need to buy enough social security for more than 36 consecutive months. Without social security, it does not meet the conditions for buying a house.

Conditions for buying a house in Guangzhou ②: Foreigners need to buy enough social security in Guangzhou for more than 12 months, and can enjoy medical reimbursement and maternity allowance. 80% of the prenatal check-ups can be directly reimbursed in Guangzhou, and about 70% of international students can be reimbursed.

Conditions for buying a house in Guangzhou ③: Freshmen need social security number and computer number to apply for Guangzhou hukou.

Conditions for buying a house in Guangzhou ④: Children studying in Guangzhou want to enter a better school, and the conditions require adults to have social security.

Conditions for buying a house in Guangzhou ⑤: Foreigners who want to buy a car in Guangzhou need to buy enough social security for more than 36 consecutive months, which does not meet the conditions for buying a car without social security.

Conditions for buying a house in Guangzhou ⑥: In the future, the proportion of social security contributions in Guangzhou will be low, but the base will be high and the welfare will be good. Many people want to settle in Guangzhou for a long time.

Second, the new policy of buying a house in Guangzhou

Yesterday, Guangzhou Liangce Mortgage said in its official Weibo that foreign orders in Guangzhou were tightened again. Foreigners who buy real estate in Yuexiu, Haizhu, Huangpu and Liwan districts of Guangzhou can only get the tax payment certificate in advance, and the housing management department will send a letter to the local tax department, and the local tax department can only pay the tax after replying. It is expected that Tianhe District and Baiyun District will also implement this policy in the near future.

The reporter learned from several large mortgage companies in Guangzhou that many mortgage companies have received verbal notice from the Municipal Housing Authority in the past two days. A related person of a large mortgage company in Guangzhou said that the company received an oral notice from the housing management departments of Yuexiu, Haizhu and Huangpu District on the audit of tax bills yesterday. In his view, this will lengthen the time for foreigners to buy a house and increase the time cost. According to the original process, the housing management department will review the tax bill provided by the buyers on the spot, and then go through other formalities after passing. However, since the policy has just been implemented, it is not clear how long it will take to verify the tax bill. However, after the buyers submit the tax payment certificate, they will get an audit number. If the buyers are in a hurry, you can check the local tax department that handles the tax payment certificate through the number.

According to the Guangzhou purchase restriction order, non-local residents who want to buy a house need to provide personal income tax payment certificates or social insurance payment certificates that have been paid in this city for more than 1 year in the first two years from the date of purchase. As a result, some foreign buyers exchanged fake tax bills for room tickets. In order to prevent false tax bills, the relevant departments have taken various measures. Since July this year, foreigners have bought houses in Tianhe, Haizhu, Yuexiu, Liwan, Baiyun and Huangpu. The housing management department will no longer accept the tax bill printed on A4 paper after downloading from the Internet (the running account of individual tax bill, stamped with the seal of the tax department), and must issue a formal certificate to the tax bureau, and only accept the red form (individual household tax payment certificate) and the blue form (People's Republic of China (PRC) individual income tax payment certificate).

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.