Can I buy a commercial house in the suburbs? Understand these eight points first.

Yesterday, a friend asked Bian Xiao about the commercial housing, and asked whether this kind of unlimited house could be bought. Now in the first-tier property market, commercial housing (apartments) accounts for an increasing proportion of new houses, most of which are loft (buy one get one free).

In Beijing market, the supply of commercial housing is greater than that of ordinary housing, and the supply of commercial housing in Shenzhen in June 5438+February also accounted for 80%. Even so, you should be very careful when buying this attic business.

1.loft commercial housing must emphasize "commerce" rather than "residence"

For the commercial housing projects in the suburbs, it will take a long time for the business to really develop. For example, the Jinyudixiang project in daotian station of Fangshan Line of Beijing Metro has some commercial and residential products, but it is really like a "rice field" except for a subway station (500 meters away). If you don't live in the future, you have to rent a house. Commercial housing has no "business" but "living", and its value is greatly reduced.

2. The decoration cost of 2.loft commercial housing can not be ignored.

For loft commercial housing with up-and-down pattern, its decoration cost can not be ignored. The decoration cost of a loft commercial house with a property area of 40 square meters and a real 80 square meters is much higher than that of a flat floor of 80 square meters. Loft apartments generally need to design two bathrooms and a staircase, plus the cost of mezzanine, and only the decoration budget needs at least tens of thousands. If your developer helps you design fine decoration, the cost may have to go up again.

3. Most lofting modes are universal.

There are dozens of loft commercial and residential buildings on the first floor. Don't talk too much about patterns. It's nice to give you a window. This is the north-south permeability that I dare not think about. Indoor ventilation may require opening windows and entrance doors at the same time. Of course, some developers are more conscientious and equipped with an overall fresh air system, but these are not suitable for you.

4. "Buy one layer and get one free" is difficult to achieve.

Loft commercial housing will be more depressed every time if it wants to achieve "buy one floor and get one floor free". In fact, as can be seen from the developer's model room (as shown below), there are very few loft commercial and residential buildings in the market, and the upper space is almost 1/2 of the lower space. This is mainly to leave a height in the living room area on the ground floor to increase the overall space tension.

5.loft commercial housing can only earn some rent.

In the second-hand housing market, the price gap between commercial housing and residential housing in the same lot is very large, and the closer to the central city, the greater the gap.

The unit price of CRD Ginza (commercial and residential) in Shijingshan, Beijing is about 45 thousand, while the nearby marine landscape is as high as 70 thousand; In Xizhimen area with superior location, the unit price of Jinmao Center (commercial and residential) is around 55,000, and the unit price of the nearby railway lane has already reached 65,438+10,000.

Some time ago, it was reported that the original price of "654.38+0.9 million yuan commercial housing tax of 850,000 yuan" was 450,000, and the current price was 654.38+0.9 million, and the house price increased more than four times. However, because we don't enjoy the "five for one" discount, we have to pay more than 70,000 value-added tax, more than 430,000 land value-added tax, 290,000 individual tax and 57,000 deed tax when we sell it.

Maybe you want to pass it on to the buyer, but is the other party willing to pay? It is relatively difficult to buy commercial housing, and the rent in the core area is better, but the commercial housing outside the Fifth and Sixth Ring Road will be discounted.

6. Living expenses

Everyone should know all this, so I won't talk about it in detail. Gas, water and electricity property fees are relatively expensive.

7, property rights issues

A few days ago, the news about the automatic renewal of 70-year property rights made real estate really fidgety, but the land of commercial housing is commercial and it is unlikely to be renewed for free.

In short, the core of loft commercial housing is "business", followed by "residence". If you have no business potential, you'd better not touch it.

(The above answers were published on 20 16- 12-26. Please refer to the current actual purchase policy. )

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