RealData's research found that what are the policies that affect house exchange and house purchase?

When buying a house, we should not only understand the practicality, but also understand the investment value of these properties. Of course, many people will think that the economic conditions are getting better and better in the future development process, and may consider changing houses. At this time, everyone should also pay attention to some factors that affect room change. The following is the research findings about RealData, which affect the content of house exchange and what policies are there to buy a house. After reading them, you can quickly understand the factors that affect the decision to change rooms.

RealData's research found that it affected the room change.

RealData released a study on the data of Beijing homeowners' house exchange, and analyzed more than 40,000 pieces of data of Beijing homeowners' house exchange this year, so as to analyze the changes in Beijing housing exchange market and owners' house exchange behavior preferences. It is found that the average apartment area in Beijing has increased by 18 square meters and the average apartment price has increased by1160,000 yuan. Among them, more than 30% of the owners' living area becomes smaller after changing houses, and more than 40% of the owners' living area becomes larger after changing houses. In terms of regional selection, Tiantongyuan and Yuetan have become popular houses to move into the business circle.

According to the data of RealData, the total price and area of Beijing housechanging customers have increased greatly before and after the replacement. In terms of total price, the average total price of houses replaced by Beijing owners reached 5.88 million yuan (5,438+10-August in June), with an average increase of1160,000 yuan each time. In terms of area, the average area of replacement customers increased by 18 square meters after changing rooms, and the average area of suites reached 96 square meters, which greatly improved the living area.

RealData's survey of housing consumers' expectations under the epidemic shows that 74.5% of the respondents who plan to change houses are more willing to pay for quality properties, which is significantly higher than the traffic situation. Judging from the current transaction data of house exchange, buyers' demand for quality housing has accelerated, and house exchange customers have higher requirements for housing.

In terms of replacement area, 44.9% of housechanging customers bought houses of 90 square meters and above this year, 2.5 percentage points higher than two years ago. Judging from the age of the building, the number of houses purchased by house-changing customers 10 this year accounted for 14.8%, which was 2.8 percentage points higher than that two years ago. In terms of property, the proportion of housechanging customers buying high-quality property this year (the property fee exceeds 2 yuan/month/flat) is 50%, which is 2.7 percentage points higher than that two years ago.

What are the housing policies?

The latest housing policy

According to the statistics of the market research department, among 12 cities that launched the new property market policy, 6 cities greatly increased their purchase restriction policies, and 9 cities tightened their loan restriction policies, resulting in two sets of down payment ratios.

Different degrees of promotion may bring obvious impact to the market in the short term. Judging from the restrictions on purchases and loans in various cities, they are basically carried out in accordance with the previous control ideas.

Latest housing policy II

The proportion of the second set of commercial loans decreased from 18.5% in March to 15.3% in April. Judging from the data in Beijing, the upgrade of purchase restriction and loan restriction does have a relatively obvious impact on the market in the short term, and the degree of impact will vary depending on the proportion of foreign buyers and the proportion of second-home buyers in different cities. But overall, the upgrade of purchase restriction and loan restriction will curb the normal release of demand for home purchase in the short term, and it is almost certain that the market will be cold at the end of the year.