Zunyi City issued ten measures to support the stable and healthy development of the real estate market.

Office of Zunyi Municipal People's Government on Issuing

Notice on Printing and Distributing the Ten Measures of Zunyi City to Support the Stable and Healthy Development of the Real Estate Market (Trial)

The people's governments of counties, autonomous counties and districts (cities), the Administrative Committee of Xinpu New District, the departments and institutions directly under the municipal government:

"Zunyi Ten Measures to Support the Stable and Healthy Development of the Real Estate Market (Trial)" has been agreed by the Municipal People's Government and is hereby issued to you, please implement it carefully.

Zunyi Municipal People's Government Office

May 24(th), 2022

Ten measures to support the stable and healthy development of Zunyi real estate market

(Trial)

In order to resolutely implement the decision-making arrangements of the CPC Central Committee and the State Council on "staying without speculation", further implement the "policy based on the city", achieve the work objectives of "stabilizing land prices, housing prices and expectations" and "ensuring the delivery of houses, people's livelihood and stability", improve the dual cycle of housing market and security system, support rigid and improved housing demand, improve the real estate market environment and promote the virtuous cycle and healthy development of the real estate industry, the following policies are formulated.

First, rationally arrange land supply. Combined with regional development and commercial housing inventory, the land market will be cultivated and the land value will be improved by adjusting the supply structure, optimizing the industrial layout, strengthening the function supplement and improving the infrastructure. Scientifically determine the rhythm of land supply, and timely adjust the scale, structure and timing of land supply for commercial housing. For counties (cities, districts) whose commodity housing inventory digestion cycle is within 6 months, speed up the pace of land supply; /kloc-reduce land supply from 0/8 to 36; For more than 36 months, the land supply will be stopped in principle. Moderately control the supply of commercial land, adjust the commercial-residential ratio according to the actual market situation, build commercial housing by district, and slow down or stop the supply of land for areas where the digestion cycle of commercial real estate inventory exceeds 24 months. Combined with regional commercial and residential inventory and market demand, commercial land can be adjusted to residential land after approval.

Second, optimize the housing market supply. Accelerate the transformation and upgrading of the real estate industry, implement the cultivation of real estate development enterprises, focus on improving the overall strength of real estate enterprises in the city, guide the integration of resources, consciously adapt to and meet the diversified needs of the market, further focus on production, tourism, leisure, long-term rental and other fields, improve management level and anti-risk ability, and promote the healthy development of the industry. Improve the dual cycle of housing market and security system, and support rigid and improved housing demand. Encourage and guide enterprises to build high-quality projects and rationally develop improved housing. For real estate projects that have passed the examination and approval of the plan, it is allowed to adjust the proportion of commercial and residential buildings and the apartment structure in light of market demand. In order to further optimize the implementation area and proportion of finished residential construction in the central city, real estate development enterprises can declare the proportion of basic and upgraded finished residential construction according to market demand. Guide the use of energy-saving and environmentally-friendly green building materials such as phosphogypsum, and build high-quality green buildings with prefabricated buildings to improve residents' living experience and housing quality. Coordinate urban renewal and renovation projects and commercial housing destocking, broaden the channels and methods of resettlement, and encourage the expropriated people to choose physical resettlement. Encourage enterprises to innovate residential product types. The vertical space between the bottom plate and the top plate of a residential balcony is considered as a balcony if the vertical height from the bottom plate to the top plate reaches or exceeds two natural floors, and the construction area is not calculated, which is not included in the plot ratio calculation. The upper limit of residential building height is adjusted from 3 meters to 3.6 meters; Cancel the parking space zoning requirement, and uniformly allocate 1 parking space every 100 square meter. In order to alleviate the shortage of parking spaces in the old city, real estate development enterprises can apply to adjust the functions of non-residential projects such as warehouses to garages on the premise of meeting the industry norms of fire protection, safety and planning. Involving the use of construction land, land use procedures should be improved according to regulations.

Third, standardize the approval of commercial housing pre-sale permit. The pre-sale permit of commercial housing shall be examined and approved according to the building, and shall not be examined and approved by layers and units, and the pre-sale permit conditions stipulated by laws and regulations shall not be simply replaced by the image progress. If it is really necessary to take the image progress of the project as the assessment condition, the image progress requirements should be calculated in strict accordance with the standard of reaching more than 25% of the total investment of the project construction and combining with the actual classification.

Fourth, standardize the management of underground space. Except for civil air defense parking spaces, if the scale of underground space has been defined in the land transfer contract and the actual construction of the underground floor has not been broken, if the land use right was obtained before 10+0 (excluding) in 2007, the land transfer fee for underground space will not be paid, and the property right registration of underground space will be handled according to the land use right. If the right to use the above-ground construction land has been obtained from June 65438+1 October1day, 2007, and the underground garage and commercial construction are carried out with the planning permission, the garage shall pay the land transfer fee for the first underground floor according to "70% of the benchmark land price in 2020 edition × the land service life correction factor× the construction area", and the transfer period is consistent with the remaining years of the main service life of the above-ground construction land use right; According to "2020 edition benchmark land price × correction coefficient of land use years × construction area", commercial enterprises pay underground land transfer fees, and the transfer years are calculated according to the remaining years of commercial use; Land price is not levied on the second floor underground and its following parts. For those who fail to pay the transfer fee of underground space land that meets the plan, the completion plan of this part shall be approved first, and the first registration shall be made with reference to the allocated land use right; If it is necessary to register the underground garage and commercial transfer, the real estate development enterprise shall register the property right according to the land use right after paying the underground space land transfer fee within the application scope according to the above standards; If the real estate development enterprise has been lost due to bankruptcy and other reasons, the owners' committee or community shall be responsible for applying for underground space transfer registration according to the above provisions. In the revised Technical Regulations on Urban Planning and Management of Zunyi City, the number of parking spaces should be allocated, and the use of underground space is allowed to be adjusted under the premise of meeting the requirements of fire control and safety, with reference to the evaluation method of the use adjustment of the above-ground construction land use right. After the real estate development enterprise pays the land transfer fee, it signs a supplementary agreement to stipulate the planned use. In accordance with the principle of "combining peacetime and wartime, rational utilization", housing enterprises are allowed to rent civil air defense parking spaces to owners, and the owners are informed that the government will requisition them for free in wartime.

Fifth, increase credit and financial support. Regularly organize bank-enterprise docking, encourage financial institutions to support the reasonable financing needs of real estate development enterprises in accordance with the principle of marketization, implement the differentiated housing credit policy and loan guarantee system of "one building, one policy", increase support for high-quality projects, and do not blindly draw loans, cut off loans, pressure loans, and engage in "one size fits all" to maintain the smooth and orderly delivery of real estate development loans. Encourage the development of real estate trust fund business and introduce new market development funds. Effectively protect the reasonable credit demand of individual housing, guide compliant financial institutions to increase the supply of individual housing mortgage loans, reasonably determine the minimum down payment ratio and minimum loan interest rate requirements for commercial individual housing loans within their jurisdiction, and encourage and guide financial institutions to minimize the interest rate of housing mortgage loans; Encourage and guide financial institutions to implement the 20% down payment policy for the first home loan, and implement the first home loan policy for families who own a house and settle the house purchase loan and apply for a loan to buy a house again to improve their living conditions; If it meets the loan granting conditions, the loan granting period shall not exceed 15 days. Financial institutions that support the development of loans and reduce the interest rate of personal mortgages will be supported in terms of adding government financial deposits and fund accounts.

Six, increase the housing provident fund policy support. Relaxation of housing provident fund personal housing loan real estate access conditions, real estate residential main structure image progress more than 70% (inclusive), you can apply for access. Expand the scope of support for housing provident fund off-site personal housing loans to the whole country, that is, employees who have paid housing provident fund in full and continuously outside Zunyi City, or their spouses have household registration in our city, can apply for housing provident fund off-site personal housing loans when buying houses in our city. The maximum loan amount of individual housing loans for employees who purchase non-finished houses and finished houses with a single deposit is raised to 450,000 yuan and 500,000 yuan respectively; The maximum loan amount of individual housing loans for employees who purchase non-finished houses and finished houses to apply for housing provident fund will be raised to 550,000 yuan and 600,000 yuan respectively; Zunyi introduced high-level talent housing provident fund, and the maximum loan amount of individual housing loans was raised to 700,000 yuan.

7. Optimize the business environment of the industry. Streamline the examination and approval procedures for construction projects, shorten the examination and approval time, and draw the examination and approval flow charts within 75 working days for government-invested housing construction projects, 40 working days for general social investment projects, 36 working days for small social investment projects, and 3 1 working day for social investment projects with scheme transfer. Fulfill the commitment of attracting investment, focus on solving the outstanding problems of enterprises in housing expropriation and engineering construction, and improve external supporting facilities. After the real estate development enterprise provides the state-owned construction land use right transfer contract, it shall handle the construction land planning permit, the construction project planning permit, the construction permit and the pre-sale permit of commercial housing in accordance with the "filling vacancy" process. Gradually implement the "certificate upon delivery", so that the purchaser can register the real estate rights when the commercial house is delivered. Except as expressly provided by the state, province and city, after completion, it will be handed over to the government community supporting service facilities (such as affordable housing, kindergartens, property management houses and old-age service facilities, etc.) free of charge. ), the rest of the public service facilities are built according to the plan, and paid for use according to the principle of "who benefits and who contributes". Strengthen and standardize the management of supporting parking spaces for commercial housing. If a real estate development enterprise transfers the parking spaces for commercial housing to an enterprise within the same investor (including between the parent company and its wholly-owned subsidiaries, and between the wholly-owned subsidiaries of the same company), the transferee enterprise shall inherit the corresponding rights and obligations of the original development enterprise, and in accordance with the Civil Code and relevant property management regulations, the use of the transferred parking spaces must first meet the needs of the owners. Lease and sale of transferred parking spaces refer to the provisions on lease and sale of parking spaces by real estate development enterprises.

Eight, standardize the real estate market order. Strengthen the supervision of the whole process of real estate development projects, effectively control the chaos in the real estate market, safeguard the legitimate rights and interests of consumers, and prevent and resolve the risks in the real estate market. Severely crack down on illegal activities such as publishing false advertisements in the real estate sector and infringing on the legitimate rights and interests of buyers. For illegal real estate development enterprises, intermediaries and employees, the relevant departments take measures such as interviews, suspension of online signing, suspension of business for rectification, cancellation of professional qualifications and revocation of business licenses. , suspected of a crime transferred to judicial organs. Increase the public exposure of illegal information, incorporate it into the public credit information system for joint punishment, and create a good market operation environment.

Nine, strengthen the supervision of pre-sale funds. Supervise the whole process of funds, establish and improve the preservation system of pre-sale funds of commercial housing, and implement the mechanism of "linkage between government and hospital" to ensure that the pre-sale funds of commercial housing are used for the construction of this project and protect the legitimate rights and interests of buyers. Real estate development enterprises shall, within 3 days after the signing of the commercial housing sales contract, register with the housing and urban-rural construction department. When applying for the record of the pre-sale contract of commercial housing, proof of the amount recorded in the supervision account shall be provided. Commercial banks and housing provident fund management centers shall, when issuing loans, transfer the loans in full into the supervision account specified in the commercial housing sales contract.

10. reasonably guide market expectations. Give full play to the guiding role of mainstream news media, accurately interpret the real estate market situation and policies, correctly guide public opinion and market expectations, strengthen the release management of online platforms, self-media and other media, and severely crack down on publishing false information, malicious speculation, rendering panic, misleading market expectations and disrupting market order.

This article shall be implemented as of the date of issuance, and the people's governments of counties (cities) may refer to it and formulate specific measures in light of the actual situation. If there are different provisions in later laws and regulations and higher-level policies, those provisions shall prevail.

Source: website of Zunyi Municipal People's Government