Legal Issues: About Affordable Housing

The application methods are similar, and the conditions are the same. It depends on how the local government arranges it. You can check the website of the local construction committee, which has detailed contents. Take Zhengzhou, Henan Province as an example: 1, and the permanent residence has been in the built-up area of Zhengzhou for more than 3 years (excluding cities and counties, Shang Jie District and Xinmi Mining Bureau). 2. The annual income of husband and wife shall not exceed 4 times of the per capita disposable income of urban residents in Zhengzhou last year. 3. Families with no room or more than 3 people. 4, at least 28 years of age, permanent residence in our city without housing units, the annual income is not more than 2 times that of disposable income of urban households last year, in line with other conditions stipulated by the municipal government, you can buy a set of 80 square meters of affordable housing. 5. Standard of purchase area: 80 square meters for a family of two, 0/00 square meters for a family of three, and 0/20 square meters for a family of four or more. 6. Other conditions stipulated by Zhengzhou Municipal Government. How to buy affordable housing? The purchase of affordable housing is divided into 8 steps: 1. Get the Approval Form (in quintuplicate) from the affordable housing management center of Zhengzhou Housing Management Bureau (real estate building 10 floor, telephone number for policy consultation and complaint: 67 182872) or download it online, and countersign it with relevant departments as required; 2. Hold relevant information to the center for review and filing; (1. Household registration book and ID card; 2. Family income certificate and unmarried personal income certificate; Proof of housing situation issued by the unit or community neighborhood Committee, proof of housing ownership certificate or legal housing lease certificate, and relevant certificates issued by the housing management department of the place of emigration shall be provided by the personnel who move into Zheng from other places. 3. Those who meet the requirements after examination shall be issued a "Notice of Purchase" by the Center; 4. If the community has the pre-sale conditions, the purchaser will register in the community with the "Notice of Purchase" after seeing the housing situation publicized by the center in the media; 5. Participate in lottery or lottery house selection; 6. The signature of the development enterprise on the Purchase Notice; 7. The purchaser shall go to the center for filing with the receipt and the Approval Form; 8. The purchaser signs the purchase contract and pays the house price to the development enterprise. Where to sell affordable housing: 165438+ 10 1 The implementation of the new Administrative Measures for the Construction of Affordable Housing in Zhengzhou (hereinafter referred to as the Measures). It is still the transitional period of the Measures. Some affordable housing projects have been sold by developers, and the affordable housing management center is making statistical summary. After1October 1 1, the center will announce the opening information of affordable housing in the media in advance, including when to start selling and where to sign up for purchase. Answering the report of 2008-05-28 1 1:29 (1) Applicant: low-and middle-income families with no housing and housing difficulties in cities and towns. Low-and middle-income families refer to families whose annual household income is less than 3 times the average wage income of the previous year (subject to the data published by the Municipal Bureau of Statistics). Families with housing difficulties refer to families with existing housing (including purchased housing reform houses and other private houses) with a construction area of less than 60 square meters. Single older youth, who have both subsistence allowances and housing difficulties, are over 28 years old (including 28 years old). Low-and middle-income families whose registered permanent residence is in the urban area and whose work is not in the urban area have no housing or housing difficulties in the urban area and where they work. (2) procedure: apply for-> receive the approval form for purchasing affordable housing-> verify and stamp by the work unit, issue the income certificate of the previous year-> accept-> conduct investigation-> preliminary examination-> joint trial-> publicity-> handle the formalities of advance payment for house purchase-> arrange housing-> handle the sales settlement formalities when the house reaches the usable state. (3) Application materials: 1. Approval form for application for purchasing affordable housing. 2. Identity cards and household registration books of the applicant's husband and wife (if the household registration books of the husband and wife are not in the same book, provide proof of the relationship between husband and wife); 3, the applicant's husband and wife in the first half of the income certificate; 4, the applicant's family housing property certificate. If renting a private house or dormitory of others, provide the rental agreement and relevant certificates issued by the unit (street); If the existing house is a commercial house (including the demolition resettlement house) and the property right is in the name of the applicant's children or parents, submit the purchase contract (the demolition resettlement house shall submit the demolition resettlement agreement) and the purchase invoice; 5, the applicant's married children, the applicant's husband and wife parents account and existing housing in this city, provide the corresponding household registration book and existing housing property certificate; If it is not in this city, the unit (street) where the husband and wife are located shall issue a certificate of not being in this city; 6. If one of the applicant's husband and wife has intermediate or above professional title and department level (military battalion level) or above, submit relevant certification materials; 7. In case of divorce, the applicant shall submit the divorce certificate and divorce related materials. After mediation by the court, submit a "Civil Mediation"; After mediation by a legal service institution, a divorce agreement shall be submitted. (4) Charging standard: The affordable housing price is charged according to the affordable housing price approved and announced by the municipal government. ポずず Answer Time 2008-05-28 16:58 It is reported that affordable housing refers to the housing listed in the national plan, which is organized by the municipal government to build real estate development enterprises or fund-raising housing units and sold to low-income families in cities and towns at a low profit price. It is a commercial house with social security nature. Economically applicable. Economy means that the house price is moderate relative to the market price and can adapt to the affordability of low-and middle-income families. Applicability refers to emphasizing the practical effect of houses in terms of house design, single area setting and building standards. The price of affordable housing is determined according to the construction cost. Construction costs include preferential land acquisition fees, survey and design fees, preliminary engineering fees, installation fees, supporting infrastructure construction fees in the community, loan interest, taxes and fees, and 1% ~ 3% management fees. Affordable housing is sold at a low profit price. Only sell, not rent. Its cost price consists of seven factors (land acquisition and demolition fee, survey and design fee, supporting fee, building installation fee and management fee). Loan interest, profit within 5%). The sale of affordable housing is guided by the government, and its price is determined by the people's government of the city or county according to the above factors. And regularly announce that it is not allowed to raise prices without authorization. Once upon a time, there was a landlord who had a lot of land and found many long-term workers to work. The landlord built many unity buildings for long-term workers to live in. One day, the landlord's counselor said to the landlord: the landlord and the long-term workers have some money in their hands these years. It's not cost-effective to let them live in your house and pay the rent every month. Anyway, they will live forever. You might as well sell the house to them and call it-public houses for sale! Tell them that the house will always be theirs and they can get back the money they have saved in recent years. The landlord said, yes, what about the rent? The counselor said: whatever, give it a name * * *, called property fee! The landlord implemented it quickly and made a lot of money. The long-term workers are so happy! After a few years, the landlord's village has developed into a town, and more and more rich people have no place to live. The counselor said to the landlord: the landlord and the long-term workers have been rich again in recent years. Let's build a new house for them and name it. They gave us money. We tore down the house, built a new one and told them to buy it and sell it to others. This time, some long-term workers have implemented it again. As a result, the long-term workers began to make trouble, and the landlord was a little panicked and asked the counselor what to do. The counselor said: Hurry up and inform the long-term workers that the house will fall in price. If we don't buy it, we will rent our pigsty to them. As a result, after so many years, all the long-term workers have lost, and they are still renting a house forever! Urban infrastructure supporting fees, commercial network construction fees and deed tax are exempted, and various taxes and fees such as water and electricity price increase fees are levied by half. Construction land is supplied by administrative allocation, and relevant procedures are given priority. In addition, the management fee of affordable housing construction is limited to 1% ~ 3%, and the market profit is limited to below 3%. Compensation and resettlement expenses for land acquisition and demolition of housing construction; Review design fees and preliminary engineering fees; Infrastructure construction fee for residential quarters; Construction project cost; 65438+ 0% ~ 3% management fee of the sum of the above four items. Loan interest, taxes and profits are less than 3%. In addition to the above eight items, there are administrative fees for commercial housing (such as supporting public construction fees for residential areas and civil air defense construction fees). ), and the profit of land transfer fees is unrestricted and determined by the market. Land acquisition methods are different, and the administrative allocation of land for affordable housing construction is exempt from land transfer fees; Commercial housing must pay the land transfer fee by means of transfer; Different cost structure; Different rental and sales policies, affordable housing is only sold without rent, and commercial housing is not restricted; The purchase conditions and objects are different. Affordable housing enjoys preferential treatment from the government, and the purchase target is specific, only for urban low-income families. Therefore, the application approval system should be implemented, and the objects and conditions of commercial housing purchase are not restricted; The price policy is different, and the sale of affordable housing is the government-guided price, and it is not allowed to raise the price without authorization. The selling price of commercial housing is completely determined by the market. The property right of affordable housing purchased by individual residents belongs to individuals; The property right of a house is divided into four parts: the right of use, the right of possession, the right of disposal and the right of income. Compared with commercial housing, the difference between the property right of affordable housing and them is only the income right. After the commercial housing is listed for sale, all the proceeds will be owned by individuals. Article 20 of the Measures for the Administration of Affordable Housing stipulates that families who meet the following conditions may apply for the purchase or lease of a set of affordable housing: (1) having a local urban hukou (including soldiers who meet the local resettlement conditions) or a supply target determined by the municipal or county people's government; (two) families with housing difficulties who have no housing or whose housing area is lower than the standard set by the people's government of the city or county; (3) The family income meets the income line standard designated by the people's government of the city or county; (four) other conditions stipulated by the people's government of the city or county. According to the second paragraph of Article 20, you can no longer apply for affordable housing. 1. At the time of transaction: ① deed tax: the buyer pays 4% of the house price; If the construction area is less than 120 square meter, the payment will be halved, that is, 2%. (2) Handling fee: 120 m2 or less (including 120 m2), for each set of 250 yuan; 120m2, each set of 500 yuan. ③ Stamp duty: 0.5‰ of the buyer's house price. ④ Public maintenance fund: 2% of the purchase price. 2. In the process of handling the title certificate: ① Registration fee: building 0.3 yuan per square meter. ② Housing ownership fee: 4 yuan per certificate. ③ Stamp duty: 5 yuan per piece.

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