Is the old second-hand house worth buying? What are the advantages and disadvantages?

For friends who want to buy a house, the first question is whether to buy a new house or a second-hand house. Many people are struggling, the risk of new houses is small, but the price is expensive, and the price of second-hand houses is cheap, but the transaction risk is high. In addition, the age of the house is also a problem that must be considered when buying a second-hand house. So, is the old second-hand house worth buying?

First, the advantages of old second-hand houses

1, the lot has no choice.

Old second-hand houses are generally located in the city center, with convenient transportation and mature facilities. They can't go too far, and the time spent on commuting is short, saving time and cost. In addition, the transportation facilities are perfect, and there are many modes of travel to choose from, such as bus, subway and BRT. In terms of living facilities, due to the early development of surrounding cities, all aspects of supporting facilities are relatively complete.

2. The price is very attractive

Because the remaining service life of old second-hand houses is short, the price of such houses is much cheaper than that of new houses in the same area around them. In addition, the design of a compact two-bedroom apartment for the elderly with 60-70 square meters has no shared area such as elevators, so the actual use area is relatively large and the cost performance is high.

3. Great potential for value growth.

With the development of the city, the old second-hand houses will gradually be replaced by tall new buildings. Once removed, it is possible to get some money compensation or get some real estate. In short, the value growth potential in the later period should not be underestimated.

Second, the disadvantages of old second-hand houses

1, dilapidated community

This kind of old house was planned and built earlier, and the greening rate and floor area ratio could not meet the requirements of modern people's quality of life. The small spacing between buildings even affects the passage of private cars. In addition, the house has been weathered for many years, and it is also relatively shabby.

2. Insufficient parking spaces and poor property management.

The property fee of the community is relatively cheap, the supporting property services and management are relatively poor, and the sanitation, access control, security and fire protection in the community are not very good. Insufficient parking spaces will cause car owners to park indiscriminately. In the early morning, impatient owners often honk their horns because other people's cars are in the way, which will affect the rest of the whole community.

3, after buying it, it has to be refurbished.

Old second-hand houses are generally poorly decorated, especially the kitchen and bathroom. When you buy a house, you should knock out the original decoration and decorate it again. Decoration will be limited by problems such as housing structure, and it will inevitably be tossed.

4. The loan period is limited.

Generally, the age of second-hand houses+loan period should not exceed 30 to 40 years, because short loan period means high monthly payment and great repayment pressure. Therefore, the older the second-hand house, the shorter the loan period, and even the inability to lend.

5. The quality of the house is difficult to guarantee.

Generally speaking, old second-hand houses are often built in the 1990s, mostly brick-concrete structures. In addition, it is difficult to guarantee the quality of the house after a long period of use, and there may be some hidden dangers in the safety of the hydropower wall.

6. The level of neighbors is uneven

Our neighbors are very important when buying a house. The residents of old second-hand houses are mostly middle-aged and elderly people, and their living habits are different from those of young people. Young people live here, it is difficult to integrate into the environment, and it is difficult to agree with this living atmosphere.

Third, is the old second-hand house worth buying?

1. For those who just need to buy a house for the first time, especially those born after 1980s and 1990s or those who pursue quality of life, it is not recommended to buy this kind of house. If it is only used as a transitional house, it must be lived for at least 3-5 years. This time is not short, but the discomfort of life will affect people's mood. Moreover, if the house is resold in the future, there is no guarantee that it will depreciate in the market where the house is not easy to sell.

2. For those who don't pursue the quality of life and have at least one suite or speculation, the price-performance ratio of such a house is still very high, at least when they are demolished in the future, they can at least make a profit.