What are the requirements for VISA card?

1. Citizens with full capacity for civil conduct (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income may apply to the issuing bank. A legal person may also be an applicant.

2. The application method is generally to fill in the credit card application form. The contents of the application form generally include the applicant's name, basic information, economic status or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank.

After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate. A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit the information authenticity statement and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.

Extended data:

Type of VISA card:

1. Credit Card -Visa provides a rich credit card product platform for its financial institution customers, which can meet all kinds of payment needs from new credit card customers to high-end consumers and large institutions. Visa's credit card platform also provides value-added services such as personalized points reward system, emergency card replacement, travel assistance and car rental insurance, which can help card issuers improve customer loyalty and utilization.

2. Debit card -Visa provides a wealth of consumer debit card products for consumers in different regions and consumption levels. Visa debit card allows consumers to control the funds in their accounts through electronic payment, which is more convenient, safer and more flexible than cash and cheque payment. Visa debit cards are divided into four brands-Visa, Visa electronic, Interlink and PLUS.

3. Prepaid card-Visa also provides a wide range of prepaid card products, allowing financial institutions to provide consumers with prepaid card products that can be recharged. For consumers who have not yet opened an account in a bank, Visa prepaid card solution is a safer and more convenient choice than cash and checks.

4. The government and enterprises use Visa prepaid card products to distribute medical insurance funds, medical subsidies, unemployment benefits, employee salaries and other benefits. Visa also provides prepaid gift cards, which can be used by any merchant who accepts Visa debit card products. Prepaid products better meet the needs of global travelers, providing them with the unique convenience of electronic payment and avoiding the troubles caused by cash and checks.

Baidu encyclopedia -—VISA

Baidu encyclopedia-credit card