Property fee of Xianghe community in Langfang

The news that Langfang canceled the purchase restriction came out again. On the morning of August 8, Beijing News reporter contacted Langfang Municipal Affairs Center on this issue. The relevant staff of the center confirmed that Article 1 of the Clear Card on Six Policies and Measures to Support the Healthy Development of the Real Estate Industry (referred to as the Clear Card) proposed to cancel the household registration and social security (individual tax) that are not suitable for the current real estate market situation. For key areas such as "North Three Counties" and surrounding counties (cities) in xiong'an new area, the requirement of housing sales restriction period for families with non-local household registration shall be cancelled.

The above-mentioned staff further responded, "That is to say, Langfang has now cancelled the policy of restricting purchases and sales in the real estate market, and the specific situation requires a reply from the relevant authorities."

The question is, when the news that Langfang canceled the purchase restriction came out, why did it have such a big impact? On the one hand, because of the purchase restriction policy issued by Langfang 20 17, the purchase restriction area covers 3 districts of Langfang City and 7 counties and cities under its jurisdiction, including Yanjiao, Xianghe and Gu 'an, the major towns around Beijing; On the other hand, in the five years since the implementation of the purchase restriction, the property market around Beijing has fallen from the peak to the trough, with both volume and price falling, and the market was once frozen. Although it improved later, it is still running at a low level.

Undoubtedly, the cancellation of the purchase restriction in Langfang will increase the demand for home purchase and promote the market activity to a certain extent. However, in the case of insufficient consumer confidence in the overall real estate market, especially affected by the epidemic this year, the effect is not yet known.

Recently, the news that Langfang canceled the purchase restriction came out again, which was confirmed to be true this time. Diagram /IC diagram

Langfang cancels purchase restriction.

Recently, Langfang launched a package of measures and supporting policies to promote the stable and healthy development of the city's economy, one of which is six policy measures to support the virtuous circle and healthy development of the real estate industry. The "Policy Understanding Card" clearly pointed out that the policy of restricting the purchase and sale of housing should be optimized and adjusted, and the restrictive qualifications for purchasing houses such as household registration and social security (individual tax) that are not suitable for the current real estate market situation should be cancelled. When purchasing the first suite, high-end talents who recruit talents and attract talents, executives of investment-attracting enterprises, and personnel who transfer with Beijing's non-capital functions are treated as local household registration. For key areas such as "North Three Counties" and surrounding counties (cities) in xiong'an new area, the requirement of housing sales restriction period for families with non-local household registration shall be cancelled.

It is understood that in June this year 17, Langfang City issued the "Six Policies and Measures on Supporting the Healthy Development of the Real Estate Industry", which was called "Six Corridors", but the first part of the content was not shown, and it was "omitted". Compared with the other contents of the policy understanding card, it is basically consistent with the contents of "six articles in the gallery"

In addition to canceling the purchase restriction and sales restriction, the policy understanding card also includes meeting the reasonable capital demand of the real estate industry, fully ensuring the reasonable housing demand of imported talents, improving the service level of real estate transactions, opening up channels for resettlement houses, affordable rental houses and existing commercial housing, and making good use of financial policy support for green buildings.

Specifically, great efforts have been made to support buyers to buy houses, such as increasing investment in eligible personal housing mortgage loans, reasonably determining and promoting the implementation of the minimum down payment ratio of commercial personal housing loans; For households who purchase ordinary self-occupied housing by loans, the lower limit of the interest rate of the first set of commercial personal housing loans is adjusted to not less than the quoted interest rate of the loan market minus 20 basis points in the same period, and the weighted average interest rate of new personal housing loans in August 2022 in the city is lower than that in April by 30 basis points; The lower limit of the interest rate policy for two sets of commercial personal housing loans shall be implemented according to the existing regulations.

In fact, the rumor that Langfang canceled the purchase restriction has been on the road. In April this year, some media reported that the Langfang Municipal Government issued a notice on the results of clearing up the normative documents of the municipal government, and abolished three normative documents of the municipal government, such as the Implementation Opinions of the Langfang Municipal People's Government Office on Further Promoting the Stable and Healthy Development of the Real Estate Market in the City (hereinafter referred to as the Opinions). At that time, the Beijing News reporter verified from various departments of Langfang Municipal People's Government that the annulment document had indeed been issued.

Today, it has been more than five years since Langfang issued the strictest purchase restriction order. Before June 2007, Langfang issued opinions to strictly adjust the housing purchase restriction measures. The areas where housing purchase restriction is implemented are the main urban area of Langfang City (including Guangyang District, Anci District and Langfang Development Zone), sanhe city, Dachang Hui Autonomous County, Xianghe County, Gu 'an County, Yongqing County, Bazhou City and Wen 'an County.

The specific content of the purchase restriction is that if the non-local household registration households can provide the local social insurance payment certificate or tax payment certificate for three years or more, they will be restricted to 1 house, including new commercial housing and second-hand housing. Non-local households who already own 1 house or above, or cannot provide local social insurance payment certificate or tax payment certificate for 3 years or above, will be suspended from buying houses locally. Overdue social insurance or tax payment certificate shall not be used as a valid certificate for purchasing a house. If the local registered households already own two or more houses, the local purchase of houses, including newly-built commercial houses and second-hand houses, will be suspended. At the same time, strictly implement the differentiated housing credit policy, and apply for commercial personal housing loans for first-time households, with a down payment ratio of not less than 30%; For households with 1 apartment, in order to improve their living conditions, they apply for commercial personal housing loans, and the down payment ratio is not less than 50%, including new commercial housing and second-hand housing.

This purchase restriction document covers the most important areas of the property market around Beijing, such as three northern counties such as Sanhe, Dachang and Xianghe, as well as the main urban areas of Langfang and Gu 'an, and other regulatory policies are superimposed. At this point, the myth of the property market around Beijing dominated by Yanjiao was shattered.

Now that the purchase restriction has been cancelled, it is undoubtedly good for the property market around Beijing. Wang Xiaoyu, chief analyst of Zhuge Housing Search Data Research Center, said: "Under the circumstances that the local demand for housing is weak and the current real estate market is under great pressure, it is necessary for Langfang to cancel the purchase restriction, which can alleviate the relatively depressed situation of the local property market. The goal of real estate market regulation is stable development and virtuous circle. It is allowed to cancel the harsh policies of the past when the market is relatively depressed. "

The property market around Beijing is picking up.

2065 438+05-2065 438+07, the property market around Beijing became an important place for investment and speculation, and the transaction volume and house price continued to rise. Take Langfang city as an example. In 20 15, the house price in the main urban area of Langfang is about 7000 yuan/square meter. By the end of 20 16, some real estate prices hit the 20,000 yuan/square meter mark. Not only the main city of Langfang, but also some new sites in Gu 'an, Xianghe and other counties have also exceeded 20,000 yuan/square meter, especially Yanjiao, which is just across a bridge from Tongzhou, Beijing. Driven by real estate speculators, the price of individual projects was close to 40,000 yuan/square meter.

However, with the introduction of a series of control policies around Beijing on 20 17, especially Langfang's policy of liberalizing the purchase restriction, the real estate market around Beijing quickly cooled down and the transaction was halved.

According to Zhuge's statistics on housing search, 30,565 sets of new houses were sold in Gu 'an in 2065, 438+06, 438+065, 438+065, 438+065 and 438+068 in 2065. In 2065,438+06, the transaction volume of Xianghe New House was 276 17 sets, which fell to 16506 sets in 2065,438+08, and bottomed out to 2532 sets in 2065,438+08. However, it has rebounded since then, rising from 5583 sets in 2065 to 438+09.

Since the beginning of this year, the overall real estate market in Langfang is still relatively weak, but under the action of "six corridors", the property market around Beijing has picked up in June. According to the statistics of Ke Rui's investment decision-making system around Beijing, in June this year, the residential market in Langfang city rose in volume and price, and 739 sets were sold in that month, up 8.8% from the previous month and down 27.8% from the same period last year. The transaction area was 77,700 square meters, up 1 1.9% month on month and down 26.3% year on year.

Meanwhile, in June, 2 12 sets were sold in sanhe city, up 22 1.2% month-on-month and down 83% year-on-year. The transaction area was 20,000 square meters, up 209.7% month-on-month and down 82.3% year-on-year. The commodity residential market of Dachang * * * sold 138 sets, up 94.4% from the previous month and down 46.5% from the same period last year. The transaction area was 1.5 1 ,000 square meters, up 1 15.4% from the previous month and down 40.7% year-on-year. The turnover in Xianghe area was 4 1 set, down 33.9% from the previous month and 9 1.5% from the same period last year. The transaction area was 3,958 square meters, down 30.3% from the previous month and 9 1. 1% year-on-year.

An industry insider who is engaged in real estate development in Langfang told reporters that since 20 17, Langfang's real estate purchase restriction policy has been implemented for more than five years, which has also affected the sales return of enterprises. During this period, some small enterprises have been basically eliminated, and the remaining large-scale real estate enterprises are also facing some losses and difficulties in repayment.

In the last two years, with the loosening of policies at the implementation level and the increasing demand for improvement, the property markets in Yanjiao and Gu 'an have picked up, and the transaction volume has rebounded, but the price-for-price exchange volume has increased.

Last year, there was a news on the Internet that "Yanjiao Tianyang City property was given away for free". Due to "insolvency", the owner named "Houtu" is going to give a 40-square-meter house to Tianyang City, Yanjiao, Hebei Province, which will be purchased on 20 16, with a loan of more than 700,000 yuan left. Although it is an example, it can reflect that the market around Beijing is still in a downturn.

In fact, this year, affected by the epidemic and commuting, the property market transactions around Beijing were even worse, especially before May. A real estate agent around Beijing said: "This year should be the worst in the past five years. If you can't get in, how can you buy a house? "

The impact of canceling the purchase restriction on the property market may not be too great.

Can Langfang cancel the purchase restriction and inject a shot in the arm into the property market around Beijing? Can it promote the local real estate market to pick up significantly?

Guo Yi, chief analyst of Heshuo, believes that Langfang will cancel the property market purchase restriction policy on 20 17. From a large area of Langfang, only Yanjiao is more favorable, such as the construction of subway stations, the cancellation of checkpoints along the road or the plan to move out, which may stimulate the demand for housing. But other areas are not attractive to buyers.

Zhang Dawei, chief analyst of Zhongyuan Real Estate, said that although the prices of commercial housing in the surrounding markets of Beijing have dropped, buyers are still waiting to see the surrounding markets of Beijing, and it will take some time and conditions for buyers to recover their psychological expectations and confidence. At present, buyers are still cautious about cross-regional housing purchase, but in the environment of epidemic control, the prolonged commuting time from Beijing to Beijing will affect buyers' confidence in the regional market around Beijing.

"From the current point of view, the lifting of the purchase restriction in Langfang will have some impact on the market, but the impact will not be too great. The main reason is that the environment of housing and not speculation has been formed. People buy houses mainly for their own residence and will become more cautious, which will greatly reduce the housing demand in Langfang. " The above real estate developer said.

In addition, Mr. Zhao, who has worked in Beijing for many years, told reporters: "At present, the transfer of second-hand houses around Beijing is still very difficult. Because the epidemic prevention and control is still going on, coupled with the news that' real estate companies around Beijing have exploded', some cases of personal mortgage defaults in the surrounding areas of Beijing are also increasing, so buyers are afraid to buy houses easily for the time being. "

Beijing News reporter Duan Jian

Editor Wu Xin proofreads Liu Jun.