Who knows what college students really want to learn?

College students really need this course!

A baby said that shortly after he graduated from college, he suddenly realized that social security, insurance and tax payment were all zero concepts.

I don't even know how to go to the hospital, how to pay the water and electricity bills, and how to rent a house! As an adult who is about to enter the society, I am about to start my internship, and I know nothing about it! !

I'd rather spend some money to learn now! I don't want to be beaten out of society! ! Enough friends to see me! Swipe left to answer your question! !

1. What is five insurances and one gold?

Five major risks:

1, endowment insurance: 8% paid by individuals; Unit payment 20%● Accumulated payment before retirement 15 years, reaching the statutory retirement age. ● One-time payment is not supported.

● Retirement age is less than 15, and then pay for 5 years ● Individuals can pay but there is no cost-effective company ● The larger the payment base, the better, and the longer the payment period, the better. Note: you can only get it at retirement age, not after 15 years. 2. Medical insurance: individuals pay 2%; Unit payment 10% cumulative years, 25 years for men and 20 years for women. Even if she doesn't pay in the future, she can enjoy medical insurance for life. Note: In addition to buying medicine, try to keep the money in the medical insurance card. When she is really sick and hospitalized, she can use cash.

What if I pay off?

● Suspend payment for 3 months, and the next month will be available after payment; ● From March to June, it is available for 6 months from the date of payment; ● Medical insurance payment 12 months or more, which can be used after payment 1 year. If you stop paying for a job halfway, you can pay according to flexible employment. Reimbursement principle: two points, three directories, above the deductible line and below the capping line. Reimbursement has a proportion and medication restrictions.

The doctors in the top three hospitals will ask you if you have medical insurance/insurance, and will try to use the medicine you can reimburse.

3. Unemployment insurance: individual contribution1%; The unit pays 2% unemployment that I don't want.

Before unemployment, the employer has paid unemployment insurance for one year ● About 1000 yuan per month, up to 24 months ● There is no limit on the number of times to receive unemployment benefits, and eligible people can register and receive them within 60 days after unemployment.

4. Maternity insurance: individuals pay 0%; The unit pays 0.8%

Payment in the company 1 year;

Must be produced locally to be reimbursed;

Both men and women should pay maternity insurance;

Intermittent payment must be paid again 1 year to enjoy.

5. Work-related injury insurance: individuals pay 0; The unit pays 0.2%~0.4%

The accident happened at work time, place and on the way to and from work.

Industrial injuries and occupational diseases are also industrial injuries. If there is a work-related injury, I will call the police or give it to you as soon as possible.

HR phone;

Preserve relevant evidence;

● Don't use the medical insurance card to see a doctor; After that, compensation will be made according to the disability level.

But I hope everyone is safe and don't need this insurance.

-Kim:

Housing accumulation fund: individuals pay 5% ~12%; The unit pays 5%~ 12%

If there is no plan to buy a house for the time being, some cities can now withdraw the provident fund for use, or they can temporarily not take it out as a small vault.

Second, the problems that graduates should pay attention to in job hunting:

When I first graduated, I thought it was good to find a job. I have no experience. Why do people want me? However, it is very important for babies to know that the identity of fresh graduates is the only one who comes to society. You have no experience in this industry, but others may give you a chance. Therefore, before looking for a job, you should think clearly about the future development direction and try boldly.

1, good attitude+serious self-introduction.

Whether this company is your favorite company or not, since you have chosen to attend the interview, you should give this interview the most basic respect and correct interview attitude.

Expand your understanding of this company and introduce yourself clearly and basically.

An interview is actually a one-on-one communication between you and the interviewer. He finishes the work, and you look for a job. The most basic thing of good communication is to give each other a sense of comfort.

2, clear job orientation and work content.

Generally speaking, the job responsibilities have explained the main job content, but

When applying for a job, I finally determined the responsibility, orientation and work content of the interview position again and again.

① Understanding the job responsibilities can help you have a clearer understanding of the job; 2 understanding the job orientation can help you have a preliminary understanding of the development direction; Knowing the job content can help you have a basic grasp of the job task. 3. Don't be too real

Are you looking for a job while preparing for the postgraduate entrance examination, or are you studying abroad? Is the postgraduate entrance examination a failure, or it may actually be a temporary compromise for your current job search. Don't say it directly during the interview. You don't need to show your sincerity by answering this question.

The ideal salary should be given a definite number, not a range.

Often the actual salary is the lowest salary in your range, so give a higher salary level than expected but not too much.

HR will also have room for price reduction. HR puts the interests of the company first, and doesn't think too much about your expectations. During the interview, when HR actively asks about your ideal salary, if you try to give a range of your ideal salary, for example, the post salary is 4K-6K, and your ideal salary is 5K-7K.

Then the result is that the salary you can get after joining the company is yours.

Minimum ideal salary: 5K.

5. For the social security accumulation fund, ask about the payment ratio.

Some companies pay social security to their employees in order to reduce costs and save money.

The accumulated funds are paid according to the minimum payment base, so the benefits received by employees will be greatly reduced. Therefore, when graduates apply for a job, they must ask what the payment base and proportion are before signing the contract, which is directly related to how much social welfare you can enjoy in the future. Only after you have a clear understanding can you decide whether to join the company.

Three, about the resume of fresh graduates plus points (for those who have no work experience)

1, skill certificate

The first time for students to consider is textual research, which is divided into compulsory and elective. This is what HR can most intuitively see your ability. If two resumes of job seekers with similar level were presented to you, one with professional skills and the other without, which one would you choose?

Write everything you can about CET-4, CET-2 and Putonghua, especially CET-4. Many enterprises still attach great importance to English proficiency, so it is best to memorize all the outline words of Band 4 without memorizing them. Just use "four-level vocabulary flash". The number of low-frequency words in high school that directly recite the key points is half that of outline words. If there are key points, they can be memorized soon.

2. Education and achievements

The higher the education, the more likely HR is to fall in love with you ~

There is also the academic performance in school. If you get good grades, you must write.

When you go up, you can also intuitively see that your learning ability is very strong.

Knowledge is the most intuitive embodiment, which proves the learning ability.

Unrecognized knot

3. Personal advantages

The expressive force of fresh graduates is really a bonus, because everyone is basically blank! )

I have no work experience, so I can write it like this.

Strong learning ability and time concept, keen market insight and good communication and coordination skills.

(2) love to chat, write like this.

Strong communication and expression skills, rich coordination and project promotion ability, can effectively promote multi-party resources to achieve the target KPI.

Mobilizing the working atmosphere is the pistachio of the team ~

③ It can be written in wps.

Proficient in using SUM, IF and other functions, good at making EXCEL data penetration table, able to use data penetration table for penetration analysis of complex data. Able to independently complete the design, typesetting and dynamic effect production of ppt scheme, with high aesthetic and innovative consciousness.

Fourth, about renting a house for college students.

Convenient transportation is preferred!

Don't think the company is partial, I just want to be close to the company! It's important to rent a house near the company!

But because you are not sure how long you can stay in the company, subletting will not be better if you are remote!

1. Lease contract "If this contract is changed or dissolved for reasons other than the above, the other party shall compensate". Generally, newly graduated houses can rarely be rented for one year. We need to know whether we can sublet, what is the agency fee for subletting, whether the remaining rent can be refunded after check-out, whether we need to move out a few days in advance, and whether there are cleaning fees, electrical loss fees, electricity fees, etc. It's for the best.

2. Look at the house during the day and night, look at the lighting during the day and look at the sound insulation at night. If you want to rent it, make sure that all electrical appliances can work normally.

Make sure all facilities are in good condition (video recording: faucet, water heater, lights). Whether the window can or has been installed with a screen.

3. Check the landlord's information to avoid the second landlord running away (whether the real estate license is consistent with the rented house, keep photos and copies).

Confirm the payment method (one payment or one payment for three years, half a year or the whole year). 4. It is better to add another sentence: "In order to avoid malicious seizure of the deposit when the landlord withdraws the lease, it should be stated in the contract that the owner should return the deposit within XX working days after the lease expires, provided that the house and its equipment are not damaged, and it is expected to pay XX liquidated damages."

5. If the tenant refuses to pay the rent to the intermediary, he shall pay the intermediary fee separately and pay the rent to the landlord.

6. In the contract, it is added that "if the owner wants to sell the house within the lease period, he must compensate for the liquidated damages and notify him to move out one month in advance".

7. The password lock must be replaced.

8, broadband fees, property fees, heating fees are generally borne by themselves, but keep a good receipt.