Shenzhen Huashang Times apartment shop is bought by mortgage, can it be mortgaged, and how to calculate the tax on new house transactions?

Hello, I'm glad to answer your question about apartments, shops and communities in China Business Times.

The apartment shop of China Business Times is a house bought by mortgage, so you can find a loan company to handle it. Because if the house of Huashang Times apartment shop is mortgaged in the bank, the bank will not accept the second mortgage, and only after the house of Huashang Times apartment shop is mortgaged can it be mortgaged again.

China Business Times apartment and shop new house transaction taxes include deed tax, maintenance fund and property management fee. Deed tax for apartments and shops of China Business Times: the deed tax for buying new houses is 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and ordinary commercial houses are halved, namely 1.5-2.5%. Maintenance fund for apartments and shops in Chinese Business Times: charged by multiplying the construction area by a certain amount. Property management fee for apartments and shops in Chinese Business Times: paid after the house is delivered, and the specific grade rate is implemented according to the regulations of the local price department.

The above information is for reference only. I hope I can help you!