How to calculate the second-hand house transfer fees

The transfer tax for the sale of second-hand houses is about 8% of the declared tax price (the seller: personal income tax 1% (the real estate license is exempted for more than 5 years), the business tax is 5.5% (the real estate license is exempted for more than 5 years), the buyer: deed tax 1.5%, and other transfer taxes are about several hundred. All the above tax points are based on the average house's size less than 144 square meters.

The tax return price is determined by yourself. The computer system of the Housing Authority has the lowest evaluation price in each region. If the declared tax price is higher than the assessed price, the tax will be calculated according to your price. If it is lower, it will be calculated according to the evaluation price of the system. The local real estate agents in the same region are the most familiar with the evaluation price. Because they often go to transfer ownership and know how much the lowest price can pass, I suggest you go to the intermediary to find out.

Based on the 420,000 you are talking about now, the transfer tax is about 34,000. This fee does not include real estate agency fee, bank loan fee, all arrears of real estate transfer (such as water, electricity, gas, heating, cable TV and other fees, arrears of property management office, property maintenance fund, etc. ).

Second-hand housing transactions should pay attention to:

1. Check whether the property right is clear, that is, whether it is owned by the owner, whether there are any court cases, and whether there are other mortgagees and priority payees such as banks or individuals. This can be solved by searching the Housing Authority.

2. Whether the sale of real estate is approved by all owners (husband and wife). Need to see identification and marriage certificate.

3. Whether the collection account number is the owner's account number.

4. Send documents, pay taxes and issue certificates. Pay in installments according to the completion time. Don't pay in one lump sum.

5. Whether there are hidden dangers such as water leakage in the property.

6. Whether the property has outstanding debts. Leave a small part of the house payment (thousands) until all the arrears are settled.

7. If there is an intermediary, pay 50% of the intermediary fee after the transfer is completed.