Excuse me, what is the impact of on-balance-sheet business on the performance bank guarantee?

Hehe, the on-balance-sheet business mainly refers to the business that can be revealed in the column of assets and liabilities, such as loans. These only reflect part of the balance sheet. In the process of handling the bank guarantee business, relevant business personnel will conduct risk assessment on the specific situation of the guarantor. One of the means of risk assessment is the analysis of financial statements. For example, we often say that the asset-liability ratio is generally 80. If a company's loan amount is large, it may exceed the stipulated asset-liability ratio, and the performance risk will increase; The conditions for handling it may be relatively harsh. Hmm. How interesting