How much is the general down payment for buying a house of 100 square meter in Changsha? Urgent, good answer points.

1. How much is the down payment for Changsha loan to buy a house?

(1) Question: What is the down payment of mortgage to buy a house? I plan to buy a house in my hometown and need mortgage payment. I don't know the down payment. If the total amount exceeds 200,000, how much is the down payment? In addition, what is the process of mortgage payment? What do you need?

Reply: The minimum down payment for the first suite of 90 square meters and below is 30%, and the down payment for the second suite is 50%.

(2) Question: How much is the down payment for buying a house in Changsha now? 1 Is the tax extra? Where else is the house cheaper than Xingsha? What's the total * *?

Reply: The minimum down payment for the first suite of 90 square meters and below is 30%, and the down payment for the second suite is 50%. Of course, the more down payment, the less monthly payment. You said tax.

If gold refers to the property maintenance fund, deed tax and other taxes and fees, it is the money at the time of delivery. When you go to the real estate inquiry, the sales consultant there will help you fill out an inquiry schedule and help you calculate the approximate money. See for yourself

If not, you will probably know. As for where you say the house in Changsha is the cheapest, you can Baidu the electronic map of Changsha property market, where most of the buildings in Changsha are located. You should call and ask quickly, or return it when you have time.

We need to go to the scene. Now it's probably Changsha County No.1 Middle School heading south. There is a real estate over there with a total price of more than 2,800, with a total price of about 260,000. It depends on the size you buy. Or go to Sanyi, Wanjiali North Road.

The building on the other side of the block should be around 2900. I hope my answer is helpful to you.

Second, Changsha housing loan down payment

(1) Question: What is the down payment ratio of Changsha housing loan? Can I apply for a long-term bank loan for 30 years? How long can I usually apply?

Answer: It's the same all over the country. For first-time buyers under 90 square meters, 20% will do. Another 30%. The longest mortgage is 30 years, depending on your working years. If you retire in 20 years, you will not be given a 30-year repayment period.

(2) Question: Do you need a down payment of 30% for the provident fund loan when buying a house in Changsha? Is 20% okay?

Reply: If you buy the first suite, you can make a down payment of 20%. If you buy a second suite, the down payment must be 40%.

(3) Question: Can Changsha's 80,000 yuan housing subsidy pay the down payment? ? Do you need to pay other money? ? If there is a housing provident fund, can it be used at the same time? ?

Reply: It depends on whether the real estate developer will let you use it as a down payment, but it is generally supported. With 80 thousand as the down payment, I have to pay back at least 20 thousand. Housing provident fund is used for loans. You should pay attention to the expiration date of your goods. Generally, it takes a developer 1-2 months to go to the real estate bureau. If it expires in June, it will be used up in April at the latest, otherwise the developer will not accept it.

3. How much is the down payment for foreigners to buy a house in Changsha?

(1) Question: Hello, how much is the down payment for foreigners to buy a house (new house or second-hand house) in Changsha? I don't have a house yet. If I buy a house in Changsha, it will be my first house. Why not pay social security to calculate the second suite in Changsha? Isn't that against national policy?

Reply: The foreign down payment is 60%, and the transaction price of new house is 60%. If it is a second-hand house, it is 60% of the appraised price of the house. If you can provide social security or tax payment certificate for more than one year in Hunan, you can pay 30% down payment and 70% loan.

(2) Question: My wife and I are in Shanghai now, and we plan to go back to work in Changsha next year. I live in Shanghai, and my wife is from Henan. Can I buy a house in Changsha? Can I apply for a loan? What is the minimum down payment? thank you

Answer: You can buy a house in Changsha. If you want to buy a house in Changsha as a mortgage, you must provide proof that you have been in Changsha for more than one year. If there is no loan to buy a house, buy a car or decorate before, it can be counted as the first suite. The first set, 30% down payment

Fourth, the foreigner Changsha buys a house down payment

(1) Question: As a foreigner, I like Changsha and want to buy a house in Changsha. Are there any restrictions? What are the procedures for buying a house after the introduction of the new policy? What are the conditions for buying a house? Not in Changsha at present.

Reply: Generally, there will be a discount on the opening day of buying a house! People from other provinces buy a house in Changsha. No matter whether you have bought a house before, you must pay at least 50% down payment! Also pay the tax payment certificate, marriage certificate and income certificate!

(2) Question: Who knows that foreigners don't work in Changsha now, but want to go to mortgage to buy a house and Changsha, is that ok? What should I do? I am from Zhuzhou, Hunan, but my account has been transferred to Hainan University. I have never moved back to Zhuzhou, Hunan after graduation. Now working in Beijing, I want to be mortgage to buy a house and Changsha.

Reply: Let's talk about it when we move back. Otherwise, in the process of buying a house, you have to do this and that, and you have to run. It is entirely possible to buy a house, as long as you have money.

Hope to adopt.