Withdrawal quota of housing accumulation fund

Provident funds are generally withdrawn at most once a year. The monthly withdrawal amount of renting house shall not exceed 50% of the deposit amount in the month of application, and the annual monthly withdrawal amount shall not exceed 12 months. The withdrawal amount of other housing consumption shall be paid 30% of the total employee housing provident fund before applying for withdrawal 12 months. When purchasing property houses in this Municipality or building, rebuilding or overhauling property houses in this Municipality, the withdrawal amount shall not exceed the remaining amount in the account at the time of application and the total purchase price. If employees and their families own two or more houses, the withdrawal amount shall not exceed 60% of the remaining amount in the account at the time of application and the total purchase price. If the mortgage principal and interest of the property right house are repaid in this city, and the employee and his family have housing, the monthly withdrawal amount shall not exceed the actual repayment amount of the employee last month. Workers and their families have more than two sets of housing in total, and the monthly withdrawal amount shall not exceed 60% of the amount payable in the month of application.

Legal basis; Article 24 of the Regulations on the Management of Housing Provident Fund: Under any of the following circumstances, employees may withdraw the storage balance in the housing provident fund account: (1) purchasing, building, renovating or overhauling their own houses; (2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.

Article 12 of the Measures for the Administration of the Withdrawal of Housing Provident Fund in Shantou: Employees who meet the provisions of Item (6) of Article 5 of these Measures may apply for the withdrawal of housing provident fund once a year. Employee rent withdrawal is the part where the rent exceeds the family wage income 15%. The rent shall be subject to the lease contract registered and confirmed by the housing lease management department, and the family wage income shall be calculated based on the total wage income of both employees and spouses.

Article 13 of the Measures for the Administration of the Extraction of Housing Provident Fund in Shantou City: Employees who meet the provisions of Item (8) of Article 5 of these Measures may apply for the extraction of housing provident fund once a year, and the amount of each extraction shall not exceed 2 times of the minimum wage standard for employees in the previous year published by the labor department of our city.

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The above answer is only for the current information combined with my understanding of the law, please refer carefully!

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