How do you all buy houses?

The landlord is a farmer in the capital city of the southeast coast. After graduation, he worked in a class for two years. Since then, he has been doing small business, and his income is better than when I went to work. But I found that I couldn't afford a house at all. My husband's cousins all have houses at work, and I'm really curious about how they did it. Of course, because I am an indigenous farmer, I still have a place to live, my children have books to read, and I can collect the rent of 10w a year, but I just don't have a house because the head of the household is my father. I still have 780 thousand in my hand. I read the information about second-hand houses. Use the loan calculator to calculate (because I am an unemployed farmer and have no provident fund, I choose a commercial loan). Loan for 30 years, interest 180w, and I still pay 380w. God, how do those relatives who are security guards and open small clothing stores do it? Don't say I'm jealous, I really don't understand. I don't envy my husband. "Look, my cousin has bought a house, so we have no house." I comforted him, "It's okay, we have no place to live. Does the baby have a book to read? " My husband gave me a dirty look. "Didn't you pursue it?" God, I have a pursuit. I can't help it. Because the house is not for you to live in at all, or for speculation. It was decided last year. Other real estate speculators use their own money, all borrowed, p2p financing and so on. , go to the bank to add leverage, 1: 10 or even 0 down payment, no cost to buy a house, China house prices can not fall. Think about how much profit you will get if you double it every year. There is no risk at all. If it is hundreds of sets, you can earn millions every year.