Property delivery cannot be ignored. Buying a house and finding that the house was seized?

Second-hand housing "seizure" information is not clear, and there will be no relevant records on the real estate license, which is often discovered when the transfer is made. Buy a second-hand house, only to find that the house has been sealed up after delivery, and it is difficult to recover the house payment!

Mr. Xu bought a villa located in a prime location by the owner, Ms. Zhang, with a total house price of 654.38+million yuan. According to the contract, Mr. Xu paid the owner a down payment of more than 6 million yuan that day, got the house key and started to decorate, and paid the intermediary service fee at the same time. In the middle of the month, Mr. Xu learned through the house inspection that the house had been sealed up by the relevant departments before signing the contract, and the house could not be transferred. The owner was under the control of the police, and his family said that he could not repay the down payment for the customer.

However, this is not what Mr. Xu is most worried about. He is worried that if the house is auctioned in the future, the money obtained will give priority to repaying the mortgage and bank debts. Although Mr. Xu's family still lives in the house, they are on tenterhooks every day for fear that they will be thrown out one day.

Because the second-hand housing "seizure" information is not obvious, there will be no relevant records on the real estate license, which will often be discovered when the transfer is made. At this stage, the owner has generally received a large deposit or down payment. If the amount of foreign debt is higher than the value of the house itself, some people simply don't pay it back, and what's more, they simply don't want it. However, what we usually call online signing does not mean transfer of ownership. Its main function is to prevent the signed property from being "sold twice", which is also commonly known as "one room for two sales". During the period from signing the contract to handling the transfer, it is beyond the control of the original owner to mortgage the property to others. But in this case, as long as the risk prevention measures are taken, the loss can be completely avoided.

Housing agency is the first hurdle for consumers to control risks. Consumers' choice of real estate agents has paid more attention to the number of houses and transaction efficiency from the past. , began to turn to risk control ability.

For the choice of intermediary, professionals also gave objective suggestions.

First, when choosing a housing agency, it depends on the brand of the company. Large intermediary companies pay more attention to their own brand image, and the quality of their personnel is relatively high. Considering their own business risks, they will also ask to investigate some basic risks first.

Second, in view of the risks mentioned above, it is also necessary to supervise whether the brokers have completed the risk control actions. For example, before signing the contract, the broker provides a "service commitment letter" stamped with the company seal to control the common risks involved in the transaction.

(The above answers were published on 20 15-07-20. Please refer to the actual situation for the current purchase policy. )

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