How to apply for a student loan in Nanning? Which road or bank is it?

To apply for a student loan in Nanning, you have to go to Guangxi Branch of China Development Bank, which is the only local financial institution that conducts student loan business.

Address: No.0/47, Minzu Avenue, Nanning.

Processing flow:

1.？ Poor households, urban and rural low-income students and high school students who have obtained state grants and need loans shall be entered into the pre-application system by the county-level student financial assistance management institution where their school or household registration is located. Borrowing students who have not obtained state grants and need loans shall provide relevant poverty proof materials to the county-level student financial aid management institutions where their household registration is located, and enter them into the pre-application system after being audited to meet the loan conditions.

2.？ Borrowing students log on to the student online service system of China Development Bank, fill in personal basic information, apply for loans, export and print application forms.

3.？ With the signed application form and * * * colleagues (the first loan), the borrowing students go to the county-level student financial assistance management institution where the household registration is located to sign the loan contract and seal it (both parties must be present in person), print and receive the loan acceptance certificate.

4. Borrowing students declare to colleges and universities with the acceptance certificate, and the college student financial assistance management center enters the electronic receipt according to the acceptance certificate provided by the students.

5. The county-level student financial assistance management institution shall submit the loan contract information to Guangxi Branch of China Development Bank as required.

6. Guangxi Branch of China Development Bank issues loans through Alipay after approving the loan contract.

Extended data:

The national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for poor students in ordinary colleges and universities under the conditions of socialist market economy.

According to the current national policies and regulations, full-time college students (including students with second bachelor's degree and higher vocational education) can apply for CDB student loan amount of no more than 8,000 yuan each year, and graduate student loan amount of no more than12,000 yuan.

Consequences of breach of contract

(1) If the borrower of the national student loan fails to repay the loan within the time limit and amount stipulated in the repayment agreement signed with the handling bank, the default repayment amount shall be charged with penalty interest;

② The handling bank will enter the default into the basic database of personal credit information of the People's Bank of China for all financial institutions in China to inquire according to law. Take restrictive measures against defaulting borrowers who maliciously default on loans and refuse to provide financial services such as housing loans and auto loans;

(3) For borrowers who are seriously in arrears in repayment, the relevant administrative departments and banks will publish their names, citizenship numbers, graduation schools and specific breach of contract through news media, internet and other information channels;

(4) Lenders who seriously breach the contract will also bear relevant legal responsibilities.

References:

Nanning Education Bureau Website-Application for Student-origin Credit Student Loan Project of China Development Bank