What conditions do you need to buy Vanke Beichen Light House with provident fund loans, and how to calculate taxes and fees for new house transactions?

Hello, I am glad to answer your question about Vanke Beichen Light Community.

The conditions for purchasing Vanke Beichen Guang Zhi House with provident fund loans include: 1. The borrower must have an account in the city where Vanke Beichen Guang Zhi is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase Vanke Beichen Guang Zhi's self-occupied house, and there is a prescribed proportion of self-raised funds; 4. The assets specified in the Guarantee Law are mortgaged or pledged for the purchase of Vanke Beichen Guang Zhi Loan; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

Vanke Beichen Light New House Transaction Tax includes deed tax, maintenance fund and property management fee. Deed tax of Vanke Beichen Light: the deed tax to be paid for the purchase of new houses is 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and the ordinary commercial houses are halved, that is, 1.5-2.5%. Vanke Beichen Guang Zhi Maintenance Fund: charged by multiplying the construction area by a certain amount. Property management fee of Vanke Beichen Guang Zhi: paid after the house is delivered, and the specific rate is implemented according to the regulations of the local price department.

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!