Xi Housing and Urban-Rural Development Bureau issued guidelines on risk prevention of housing leasing, and housing leasing should avoid "these pits".

In recent years, the rapid development of the housing rental market has also spawned some industry chaos, which has damaged the interests of some owners and tenants. Xi Housing and Construction Bureau reminds owners and tenants to pay attention to the "five risks" of housing leasing, and the "pits" of renting houses should be avoided.

Risk 1: "long receipt and short payment"

Long-term payment and short-term payment means that the lease enterprise collects the lessee's rent for a longer period than pays the owner's rent.

Common trap: use price concessions to attract tenants to pay long-term rent in one lump sum.

Risk performance: enterprises use the mismatch between tenants and owners to set up a fund pool for blind expansion or other purposes. Once the operation is blocked, the capital chain will be tense or even broken. At this time, although the tenant has paid the rent to the leasing enterprise, the owner has no rent to collect, and the interests of both the owner and the tenant have been damaged.

Risk 2: "high income and low rent"

High rent and low rent means that the rent paid by the leasing enterprise to the owner is higher than the rent paid by the tenant.

Common pitfalls: combining with "long payment and short payment", attracting owners to quickly acquire a large number of houses at a price higher than the market price, and signing a long-term (more than one year) short-term (usually monthly payment) housing storage contract with the owners; Then attract tenants to pay rent for a long time at a price lower than the market price.

Risk performance: obtain housing and tenants through attractive rental prices, and expand rapidly to seize the market and accumulate funds. Once the capital chain breaks, the interests of both owners and tenants will be damaged, just like "long receipt and short payment".

Risk 3: "rent loan"

Rent loan refers to the behavior that leasing enterprises cooperate with banking financial institutions, internet finance companies, small loan companies and other financial institutions to apply for loans to pay rent by using the lessee's personal credit.

Common trap 1: confusing concepts induces signing loan contracts.

In order to let tenants relax their vigilance, leasing companies often confuse concepts, publicize the expression of "rent loan" as "rent installment", "rent easy" and "rent installment loan", and sign contracts with tenants containing loan matters. The loan project in the contract often has only one vague clause or sentence, which leads to many people being "loaned" inexplicably.

Common trap 2: inducing the use of loan APP

After signing the lease contract with the tenant, the salesman induces the tenant to download the APP on the mobile phone to pay the rent. Many tenants mistakenly think that this APP is the rental platform of the leasing company, but I don't know that this APP is probably a loan APP. After the tenant binds the APP through the bank card, the leasing enterprise obtains the loan from the lending institution at one time, and the tenant's monthly "paying rent to the APP" is actually to repay the loan APP.

Risk performance: the essence of "rent loan" is a hidden prepaid consumption. Lenders transfer the rent for one year or more to the account of the leasing enterprise in the form of loans, while the leasing enterprise pays the rent of the owner in short-term ways such as monthly payment and quarterly payment, which leads to the mismatch of the term of funds between the tenant and the owner, forming a pool of funds for blind expansion or other high-risk investments. Once there is a shortage of capital flow supply, the whole capital chain will break and enterprises will face bankruptcy. At this point, the owner has been unable to receive the rent from the leasing company on time, but the tenant still needs to fulfill the contract and continue to repay the loan. At the same time, he is faced with multiple risks, such as the loan contract is not easy to terminate, the rent is difficult to return, and loans overdue has broken his promise.

Risk 4: Irregular lease contract

Specific performance: the contract content is vague or lacks important content, which leads to misunderstanding of the contract content or unfounded contract performance, leading to frequent lease disputes.

Common dispute 1: the purpose of deposit deduction is not clear. After the lease expires, the lessor will detain the lessee's deposit in the name of damaging the facilities.

Common dispute 2: the attached articles, facilities and equipment of the house are damaged during the lease period, the landlord's maintenance obligation or the tenant's compensation responsibility is unclear, and the maintenance and compensation shirk each other.

Common dispute 3: the lease term and the lease term after the lease expires are not clear, and the tenant wants to renew the lease but the house has been rented to others.

Common dispute 4: the increase in rent after the lease expires is unknown, and the landlord will raise the price at will, and the tenant's interests will be damaged.

Common Dispute 5: Should the landlord or tenant bear the water, electricity, gas, heating and property management fees?

Common dispute 6: The landlord or tenant breaches the contract, and the compensation method is not clear, resulting in damage to the other party's rights and interests.

Risk 5: "partitioned house"

Partition house refers to a set of "independent single rooms" formed in a house by illegally transforming the building structure and privately building partition walls to break the original design structure of the house.

Risk performance: reducing the per capita living area, affecting lighting and ventilation, blocking the fire evacuation passage of the house, changing the power line, not ensuring the safety and comfort of living, and there are great fire safety hazards.