Another city upgrade regulation! Xi expanded the scope of restricted purchases and sales, and tightened the talent purchase policy.

On August 30, according to the official WeChat account "Xi Anju Jian", the General Office of Xi People's Government issued the Notice on Further Promoting the Stable and Healthy Development of the Real Estate Market (hereinafter referred to as the Notice) on August 28, which not only expanded the scope of the restricted purchase area for housing sales, but also tightened the purchase policy for divorced families, newly settled people and E-type talents in the restricted purchase area.

It stipulates that in the restricted purchase and sale area, the second suite can only be purchased after three years of settlement; The family owns two or more commercial houses, and neither party may buy a house after divorce; Class E talents must pay 12 months of social insurance or personal income tax before buying a house.

In the eyes of the industry, Xi 'an draws lessons from the experience of other cities and comprehensively uses administrative, land, financial and other real estate control policy tools to upgrade and supplement the previous policies, and the next specific supporting policies will be gradually released. At the same time, the introduction of this policy is in line with market expectations, and the number of cities that are overweight in subsequent regulation will still increase.

Hot plates are included in the scope of restricted purchases and sales.

Judging from the contents of the notice, Xi has expanded the scope of purchase restriction and sales restriction, that is, Gao Qiao Street and Mawang Street in Fengxi New Town of Xixian New Area will be included in the scope of purchase restriction and sales restriction, and unified housing sales management policies such as purchase restriction and sales restriction will be implemented throughout the city. At the same time, Xixian New Area Qinhan New Town, Jinghe New Town, Airport New Town, Fengxi New Town Diaotai Street, Dawang Street and Gaoling District, yanliang district, Huyi District and Aviation Base (not included in the "restricted purchase and sale" area) implement a unified housing sales management policy.

For Xi 'an's notice, in Yan Yuejin's view, this is an all-round upgrade of the purchase restriction policy. First of all, the administrative area of purchase restriction was expanded, and some hot spots in Xixian New Area were included in the scope of purchase restriction.

In addition to expanding the scope of restricted purchase and sale areas, Xi also has certain restrictions on newly settled and divorced families buying houses in restricted purchase and sale areas. From August 3rd1day, settled and newly settled households who purchase a second set of commercial housing in the "restricted purchase and sale" area must settle for three years.

If a household divorced on August 3rd/Kloc-0 owns two or more sets of commercial housing in the restricted area, neither party may purchase commercial housing in the restricted area within one year after the divorce; If you remarry after divorce, the housing purchase restriction policy will be implemented with the new family as the unit. In this regard, Yan Yuejin said that this move is to strictly control the "fake divorce" behavior of some buyers in order to buy a house.

At the same time, the notice made it clear that in order to ensure the smooth convergence of policies, there are two types of situations that are implemented according to the original purchase policy: First, before 0: 00 on August 3 1 day, people have signed up for the registration of purchase intention of commodity housing projects and entered the procedures of lottery, house selection and contract signing; Second, before the above-mentioned time node, the house purchase agreement has been signed and the house price (including deposit and down payment) has been paid, and the house purchase conforms to the purchase restriction policy of the corresponding period, and the information such as the bank transfer voucher (excluding cash payment) of the parties can be provided.

E-class talents raise the threshold for buying houses.

It is worth noting that Xi 'an also has a new view on talent purchase. According to the Notice, starting from August 3 1 day, if E-type talents purchase commercial housing in the housing "restricted purchase and sale" area, in addition to providing relevant certification materials for talent identification, they also need to provide social security or individual tax certificates for continuous payment in Xi 12 months.

In contrast, the purchase of houses by A, B, C and D talents is not affected by this regulation. According to the information of Xi Human Resources and Social Security Bureau, Class E talents refer to practical talents and special skills talents in industrial development and scientific and technological innovation, including those with master's and bachelor's degrees, intermediate titles and technicians.

In addition to tightening control policies, Xi 'an also clearly regulates the order of the real estate market, including solving outstanding problems in real estate development, housing sales, housing leasing, property services and other fields. In Yan Yuejin's view, this is an important tool to consolidate the existing regulatory policies.

In terms of strict residential land transfer, the Notice emphasizes that the same bidding enterprise and its holding company shall not participate in the bidding of the same parcel. At the same time, strengthen the audit of land purchase funds of real estate development enterprises and check the sources of land purchase funds of real estate development enterprises. In addition, the premium rate of residential land should be strictly controlled, and the actual land price should not be increased by competing for new construction.

In addition, with the same idea of strengthening real estate financial management in first-tier cities, the Notice mentioned that the source of down payment funds for buyers should be strictly reviewed to prevent consumer loans, business loans and credit loans from illegally flowing into the real estate market.

Industry: upgrade and supplement the property market regulation policy.

According to the housing price data of 70 cities published by the National Bureau of Statistics in July, Xi 'an ranked in the top ten list of new and second-hand housing prices in July.

With the rising of house price and land price, the frequency and intensity of Xi 'an property market regulation are also increasing. Prior to this, in March of 15, Xi' an stipulated that if the buyer cheated or evaded the purchase restriction policy by "holding on behalf of the buyer", he and the buyer who "held on behalf of the buyer" were not allowed to buy the house for five years. On March 30th, Xi 'an stipulated that new houses and second-hand houses in the restricted purchase area should be sold for five years, and the houses should be settled for 1 year before they can be purchased after paying social security or taxes for 12 months. On July 9, Xi 'an announced the reference price of second-hand housing transactions in some residential quarters in the city.

"From the perspective of Xi 'an's policy, it fully embodies the current policy of upgrading and tightening. "Yan Yuejin said that for other cities in the country, the path of restricting purchases and upgrading will be clearer, which is reflected in areas such as regions, local household registration, talents and divorced families.

Zhi Jiajun, research director of the Xi Branch of the Central Reference Institute, believes that on the whole, the Notice covers six aspects: expanding the scope of housing purchase restriction, strengthening housing purchase restriction measures, strictly transferring residential land, strengthening real estate financial management, improving the construction of housing security system, and standardizing the order of the real estate market. Mainly around "stable land price, stable house price, stable expectation", and draw lessons from the policy experience of other cities.

Compared with the Notice on Establishing Real Estate Linkage Mechanism to Promote the Stable and Healthy Development of the Real Estate Market issued by Xi 'an in March this year, Pan Hao, a senior analyst of RealData, also believes that this notice is an upgrade and supplement to the previous policies. Judging from the actual situation, many regulatory policies have been introduced in this way recently.