Heavy! Dongguan provident fund withdrawal new deal released!

Recently, Dongguan Housing Provident Fund Center issued a notice on the implementation of the Measures for the Administration of Housing Provident Fund Extraction in Dongguan (hereinafter referred to as the "Extraction Measures").

Compared with the previous policy, there are six main changes in the "Extraction Method".

First, there are two ways to increase the rent of self-occupied housing in this city.

While retaining the proportion and limit of withdrawal, increase the full withdrawal of low deposits and apply for government affordable housing according to the actual rent.

Two, cancel the extraction of social minimum living allowance.

Before the implementation of the "Withdrawal Measures", those who have been put on record can still apply for withdrawal according to the "Regulations of Dongguan Municipality on the Administration of Housing Provident Fund Withdrawal" (East Provident Fund Committee [20 15] 1).

Three, cancel the extraction of employees or family members suffering from major diseases.

Before the implementation of the "Withdrawal Measures", those who have been put on record can still apply for withdrawal according to the "Regulations of Dongguan Municipality on the Administration of Housing Provident Fund Withdrawal" (East Provident Fund Committee [20 15] 1).

Fourth, cancel the withdrawal of resignation.

After the employee and the unit terminate the labor relationship, they shall go through the formalities of canceling the account. Those who meet the requirements can go through the transfer procedures, and can't apply for withdrawal according to the Regulations of Dongguan Municipality on the Administration of Housing Provident Fund Withdrawal (No.:20 15- 1). Compatriots from Hong Kong, Macao and Taiwan and foreigners who leave their jobs and their accounts are sealed up can still be extracted according to their application for leaving the country to settle down.

Five, cancel the construction, renovation, overhaul housing extraction quota.

The restriction of "the unit price is 2,000 yuan/square meter, and the construction area does not exceed 1.44 square meter" shall be cancelled, and the applicant shall truthfully declare it.

Six, adjust the time limit for collecting rent and property management fees

You can apply for withdrawal of housing provident fund before the application date 12 months, and the month of application is not counted.

I believe everyone has many questions about the New Deal. How can I extract it? How much can you extract? These doubts have been clearly answered in the interpretation of official policies.

(1) Q: Among the newly revised extraction methods, how many extraction methods are there for renting self-occupied houses in this city?

A: Employees, spouses and minor children who have no self-owned housing in this city can apply if the applicant has paid for it continuously for 3 months. The applicant can choose according to his own situation:

1. If the monthly deposit amount is higher than the prescribed standard, you can apply for withdrawal of housing provident fund according to the prescribed monthly deposit ratio and upper limit.

2. If the monthly deposit amount is lower than the prescribed standard, you can apply for full withdrawal of the monthly deposit amount.

3. If you rent government-subsidized housing, you can apply for the rent of affordable housing according to the actual payment.

(2) Q: What are the standard, proportion and upper limit of the amount involved in renting self-occupied housing in this city? How should the applicant calculate the withdrawal amount for one month?

A: The specified standard refers to 350 yuan, the specified proportion refers to 70%, and the upper limit of quota refers to 1.800 yuan.

For example, applicants A (monthly deposit of 280 yuan), B (monthly deposit of 400 yuan) and C (monthly deposit of 3,500 yuan) have no rental security in this city.

Housing; Applicant D (monthly deposit 1 000 yuan, monthly rent of affordable housing in 800 yuan), the deduction amount is calculated as follows:

Applicant A: 280 yuan.

Applicant B: 400 > 350 yuan, 400 yuan × 70%

Applicant C: 3500 > 350 yuan, 3,500 yuan ×70%≥350 yuan, the withdrawal amount should be calculated according to the actual situation, which does not exceed the upper limit of 1.800 yuan, that is, applicant C can withdraw 1.800 yuan this month;

Applicant D: You can choose to calculate in proportion (which can be mentioned in 700 yuan this month) or according to the actual amount of affordable housing rented (which can be mentioned in 800 yuan this month). Applicants who need to choose a scheme can handle it through the counter or intelligent teller machine; Applicants can apply through the self-service channel, and the system will automatically calculate and provide a higher withdrawal amount.

(3) Q: I have never applied for renting my own house in this city in recent years. Can I extract all the years at once?

Answer: No, this withdrawal can only be applied for the withdrawal of the housing provident fund with the specified standard before the application date 12 months, and the amount generated by account merger, transfer, overdue payment and interest settlement is not included in the withdrawal amount.

(four) what materials are needed to extract affordable housing by rent? Why can't I take out the affordable housing I rented?

A: The Center has established a data exchange channel with the Housing and Urban-Rural Development Bureau, and no paper certificate is needed. If you rent affordable housing, you can't withdraw it according to this type. It is recommended to wait until the data is uploaded.

(5) Where do I need to apply for lease of the self-occupied housing in this city? How often can I get it?

A: Applicants can choose to handle it through self-service channels such as SMS, WeChat, smart phone, net hall, all-in-one machine and Guangdong Province, or they can choose to handle it at the counter. It can be withdrawn every month through the self-service channel, and once every 12 months for the counter. When the applicant submits the business application, it should be based on one method, and it is not allowed to submit the business repeatedly, such as sending and extracting SMS repeatedly; If the feedback result is failure, the applicant can solve the problem and resubmit the application.

(6) Q: Why did you cancel the withdrawal of social subsistence allowances and the withdrawal of employees or family members suffering from major diseases?

Answer: The extraction of the minimum living security and the extraction of employees or their family members suffering from serious diseases have exceeded the provisions of the Regulations on the Management of Housing Provident Fund (the State Council Decree No.710) and related normative documents. The risk screening of the electronic inspection tool of the Ministry of Housing and Urban-Rural Development clearly indicates that these two items are not within the scope of extraction, and the previous audit opinions of the higher-level audit department on the housing provident fund in our city are consistent, requiring rectification. In practice, the provident fund center also lacks the professional ability to identify diseases related to the extraction of serious diseases, and the business volume of these two types of extraction is not large, and the rescue measures for poor groups such as subsistence allowances in our city are also relatively perfect. Therefore, this time, from the perspective of administration according to law and ensuring the earmarking of housing provident fund, the withdrawal of minimum living allowance for serious illness will be cancelled.

(7) Q: Can the subsistence allowances and serious diseases that have been documented before the implementation of the extraction method continue to be extracted?

A: Yes. Before the implementation of the "Withdrawal Measures", those who have filed can still apply for withdrawal according to the "Regulations of Dongguan Municipality on the Administration of Housing Provident Fund Withdrawal" (East Provident Fund Committee 1 [2065438]No.).

(8) Q: Why did you cancel your resignation?

Answer: According to the spirit of Regulations on the Management of Housing Provident Fund (the State Council Order No.710) and Notice on Implementing the Reform of "Simplifying Administration and Decentralizing Power, Strengthening Supervision and Improving Services" in the Housing Provident Fund Industry in Hunan, Guangxi and Jiangxi (Guangdong Construction Office Kim [20 18] 164), it was cancelled.

Q: After the withdrawal of resignation is cancelled, what about the original provident fund after leaving the original company to work in another local company?

A: You can ask the new unit to go through the transfer procedures in the same city and transfer the provident fund of the original unit to the new unit for further deposit.

Q: After the withdrawal of resignation is cancelled, what should I do with the original provident fund in this city if I leave this city to work in another city?

A: After employees set up housing provident fund accounts in other cities and paid housing provident fund, they can apply for transferring the housing provident fund paid in their original work place to their current work city at the new work place provident fund center.

(1 1) Q: What about the previous provident fund if you are not re-employed after leaving your job?

Answer: Those who have not been re-employed after leaving their jobs can see what kind of extraction they meet, and they can apply for extraction according to this type. (12) q: how to calculate the withdrawal quota after the withdrawal quota limit for construction, renovation and overhaul houses is cancelled? A: After the restriction of "the unit price is 2,000 yuan/square meter, and the construction area does not exceed 1.44 square meter" is lifted, the applicant will truthfully declare the amount spent.