Conditions for buying a house in Shunde

Shunde belongs to the jurisdiction of Foshan City, and the conditions for buying a house should conform to the purchase restriction policy of Foshan City. According to Foshan housing policy:

1. If a household registered in Foshan owns two or more houses in this city, the sale of a set of second-hand commodity houses in the restricted purchase area will be suspended.

2. Non-Foshan household registration holders with excellent Guangdong Foshan cards are regarded as Foshan household registration, and the purchase policy is the same.

3. Non-excellent Guangdong Foshan brand, buyers with real estate, who own/kloc-0 or more houses in this city, will suspend the sale of a set of second-hand commercial housing in the restricted purchase area.

4. Non-excellent Guangdong Foshan brand buyers who have no real estate, work in this city, have a bachelor's degree or above, or have professional qualifications of intermediate workers or above, are not restricted by household registration, individual tax and social security for the first time. Those who do not meet the provisions of arrears, when purchasing commercial housing in the restricted area, must provide the personal income tax payment certificate or social insurance payment certificate that has been paid in this city for more than 1 year within two years before the date of purchase, and the paid personal income tax or social insurance payment certificate is invalid.

Note: The number of units is family (husband and wife and minor children are a family). As long as the purchaser or his family members are the existing owners or one of the owners of the house, they are included in the number of units owned by the family.

Foshan restricted purchase area

Chancheng District: the whole district;

Nanhai District: Guicheng, da li and Lishui;

Shunde District: Daliang, Chencun, Bei _, Lecong;

In the restricted purchase area, whether it is new commercial housing or second-hand commercial housing, the restricted purchase policy is implemented.

Matters needing attention in buying a house

1. Before buying a house, confirm whether the commercial housing sold by the real estate development enterprise has obtained the "five certificates", that is, the state-owned land use right certificate, the construction project planning permit, the construction project planning permit, and the commercial housing pre-sale permit. If it is a sales agent, it must obtain the power of attorney from the real estate development enterprise, and also hold the registration certificate and business license of the real estate brokerage institution.

2. Don't blindly believe in advertisements, but learn about the buildings you are interested in on the spot. (For example: price, area, room type, comprehensive strength of developers, operating conditions, etc. )

3. Do not participate in any form of "fund-raising house", "cooperative house", "market operation house" and other financing houses suspected of violating the rules and laws.

4. When paying for the purchase of commercial housing, signing relevant contracts, subscriptions and letters of intent, we must carefully examine them, especially focusing on our rights and obligations and liabilities for breach of contract. If conditions permit, you can ask a lawyer to review and avoid risks. At the same time, ask the seller for contracts, subscriptions, invoices, bills, etc. Stamp the seal of real estate development enterprise.

Before paying the deposit, you must study the contract carefully and understand the terms of the contract to avoid falling into the trap.

6. Except for the house payment, deed tax and public maintenance fund agreed in the contract, there are no expenses unrelated to the house payment such as tax avoidance, service fee and agency fee.

7. When the deposit or house payment is paid in the process of house purchase, the house payment shall be paid to the special supervision account specified in the Pre-sale Permit for Commercial Housing.

8. Mortgage loan is the choice of buyers, and real estate developers have the obligation to cooperate.