Think twice about buying a house, beware of 36 tricks.

Buying a house is a major event in life, and you can't be careless. Don't follow the trend of buying a house. Please think twice about buying a house! Learn from expert advice, the experience of friends who have bought a house, etc. , are conducive to buying a house and avoid unnecessary troubles or disputes. The following small series gives you some suggestions and tips for buying a house, hoping to help you.

Think twice before buying a house:

A person bought a house, signed a contract, paid the money, moved in, finally got the key, started planning decoration, bargained with the decoration staff and ran into the building materials market. After a while, he saw the new residential area around him, with more reasonable layout, the same decoration and the same price, alas! Why rush to buy a house!

Reminder: in the future, the house will not rise sharply. Save money to buy a good house unless you need it urgently!

Buying a house as an investment is hard to make money! It is very troublesome to rent and sell houses. Looking for buyers, talking about tenants, going through formalities, paying taxes and fees, involving energy, can't make much money in the end.

Reminder: non-professionals, or give up this idea!

It's easy to buy a house with a loan, but you have to pay more interest, insurance and handling fees, alas! It's not easy! Pay your salary every month, and send it to the bank first! Is the income from work stable in the future?

Reminder: if you want to borrow money to buy a house, use a calculator to calculate it.

Ten suggestions for choosing a house:

Before buying a house, please talk to one or two people who have bought a house, learn about the purchase procedures and learn from others' experience.

Reminder: Remember the past, and learn from the future!

Contemporary developers publicize concepts and hype. Don't seduce you with these artistic things.

Reminder: don't look at advertisements, look at reality!

Comparing development projects, please first investigate the surrounding environment (humanities, greening, air, traffic roads) and supporting facilities (supermarkets, schools, parks, etc.). ), which depends on the performance of the developer.

Reminder: Compared with many projects, the environment is very important, so don't jump to conclusions easily!

The project itself depends on the planning scheme (floor area ratio, green space ratio, parking space, public facilities in the area, etc.). ), house layout, utilization rate, ventilation, lighting, level and so on.

Reminder: Detailed investigation is a long-term solution!

What's it like to look at those who check in early after choosing the project? They have the most say. Look at the property management, the community with owners' committee is always more mature!

Reminder: Facts speak louder than words. To live comfortably, five points are in the house and five points are in management.

The five certificates of the project should be audited, focusing on the sales license, and the sales scope of the license must be clear.

Reminder: Be sure to check its residential planning approval plan in detail. For commercial housing communities, the planning approval scheme is the legal basis for community planning!

"House Sales Contract" and "Loan Agreement" should be carefully studied word by word. Although you can't change and sign the supplementary agreement yet, don't swallow it all at once.

Reminder: When it comes to your own interests, you must be aware!

Repeated negotiations are essential, and conditions such as house selection, price, decoration and delivery can be discussed!

Reminder: Be confident to talk about the general manager from the sales girl. Patience buyers will be rewarded!

All the formalities should be handled in person, and you can know the depth by bowing in person. Now, in fact, many things (contracts, loans, insurance, real estate licenses) are not difficult!

Reminder: when you are deceived, sometimes you choose it yourself!

Everything is decided. Pay attention to sign the contract and pay the money. Whose name to sign and whose certificate to apply for are very important. Be sure to think about it.

Reminder: house ownership, schooling and transfer are very important!

Six points to pay attention to after buying a house:

Check the relevant rights and obligations of the owner in detail, identify the property service contract and be a safe owner.

Reminder: there is a cost in providing services in a market economy, but the two should be equal!

Check the house before moving in and carefully check the size of the problem. The key points are: vertical wall, sealed doors and windows, smooth water supply and drainage, flat ground, neat wiring equipment, no leakage of lines and correct pipeline reservation.

Solve the problem before decorating.

Reminder: just started renovation, there is no reason!

Decoration negotiation is not troublesome, compare schemes, choose a regular decoration team, and don't forget to sign the contract. Economic and practical, after-sales service should be remembered.

Reminder: don't mention the decoration! It doesn't require absolute perfection.

Environmental protection is very important in decoration and the construction process is strictly controlled.

Reminder: after the completion, ventilate more, exhaust harmful gases, and then choose an auspicious day to move the house!

The owners' committee is a right organization, and everyone can only do things together. Reminder: It's none of your business. Hang high. Don't!

Make friends, establish good neighborhood relations and live happily!

Reminder: live in a new house and have a good life. Don't forget me!

Experts teach you eight tricks to choose a second-hand house and be a smart "gold digger"

In view of the housing problem that the general public is concerned about, the experts of "I love my family" have summarized the following eight tips for selecting second-hand houses to help you become a smart second-hand housing "gold digger" who intends to buy a house.

The first trick: geographical location is the key.

The quality of the lot determines the future appreciation potential of the house. For the pure residents who buy second-hand houses, they can try to choose areas close to stations and subways and with good surrounding business atmosphere, which is convenient for commuting and shopping. For long-term investors who buy second-hand houses, it is best to choose to buy houses in areas with mature business districts, good location and convenient transportation, because with the continuous maturity of business districts, the value of second-hand houses will be fully reflected, and at the same time, if the owners rent them out for sale, their return on investment will be considerable.

The second measure: the quality of the house is thorough.

Housing quality is a very important evaluation factor when buying a house. As far as Beijing's second-hand housing market is concerned, there were many second-hand houses in the 1980s. Because these second-hand houses have been built for a long time and used for a long time, there may be aging pipelines or unreasonable wiring, obvious wall bursting or peeling, frequent water seepage in the ceiling and poor waterproof and fireproof performance. Therefore, property buyers should pay attention to these factors when buying second-hand houses.

The third measure: the apartment area should be elegant.

In the 1980s, the second-hand houses were generally small in area, with limited ventilation and lighting, but the houses built after the 1990s began to be rationalized gradually. Therefore, property buyers should try their best to choose the one they like when buying second-hand houses. For example, first-time home buyers can choose second-hand houses with relatively low total price. White-collar workers and office workers can buy relatively spacious second-hand houses.

The fourth measure: carefully check the property rights of the house.

Disputes caused by unclear property rights often occur in the process of second-hand housing transactions, so it is very necessary to understand the property rights of houses. First, find out whether the owner and the seller on the property certificate are the same person and ask the seller to provide legal documents, including property certificate, identity certificate, qualification certificate and other documents. Secondly, confirm whether the area marked on the real estate license is consistent with the actual area, and verify the property right source and legitimacy of the purchased house with the relevant real estate management department. Third, confirm the integrity of property rights, check whether the house has debt burden, whether there is real estate mortgage, including private mortgage, * * * someone and so on. Property buyers can buy with confidence when carefully verifying the property rights of the houses they buy, so as to avoid disputes in the future.

The fifth measure: the decoration structure is clear.

Most of the second-hand houses are decorated, which can really save a lot of decoration expenses for the buyers who live in immediately after purchase. However, for the buyers who want to redecorate, it is necessary to find out the decoration situation when they first bought it, and whether all the renovated places need to be destroyed. It is best to know the internal structure diagram of their house, including the direction of pipelines and the location of load-bearing walls, so as to facilitate redecoration.

The sixth measure: carefully check the indoor configuration.

When buying a second-hand house, some parts of the house (sofa, wardrobe, air conditioner, bed, oil burner, gas stove, water heater, telephone, etc. ) usually discounted or sold to buyers. At this time, property buyers must not covet small profits. They must carefully check whether these items can be used before considering buying.

The seventh trick: the property miscellaneous fees are true.

Calculate the price of water, electricity and gas for living expenses, and observe how these expenses are collected, whether they are collected at home or paid by themselves, and whether they go out for three meters. See how much the property management fee for the purchased house is charged; Whether the community is closed, what is the security level, and observe the number and sense of responsibility of security personnel; How is the greening work in the community? Understand what services the property management company provides. At the same time, self-driving car owners should also check the cost of their parking spaces. If it is a tall building, you need to observe the brand, speed, management mode and how to charge the elevator. And make it clear that these miscellaneous expenses can be bought with peace of mind.

Eighth measure: visit the neighborhood and live in harmony?

Whether neighbors are harmonious or not is related to the future living and living conditions of property buyers. Good neighbors will make your life happy. Judge the social class of people who live here by their clothes and living rules, and visit their neighbors upstairs and downstairs, Zuo Zuo, and find out whether they are happy here. This can not only lay a good foundation with neighbors in advance, so as to get along well in the future, but also understand whether the overall living atmosphere of the house purchased by property buyers meets their own needs.

(The above answers were published on 20 15-09-28. Please refer to the actual situation for the current purchase policy. )

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