Job Recruitment Website - Property management - What are the conditions for Shenzhen provident fund loan to buy oriental ginza office buildings, and how to calculate the transaction tax of new houses?

What are the conditions for Shenzhen provident fund loan to buy oriental ginza office buildings, and how to calculate the transaction tax of new houses?

Hello, it's my pleasure to answer your questions about oriental ginza office area.

The conditions for purchasing oriental ginza office buildings with provident fund loans include: 1. The borrower must have an account in the city where the oriental ginza office building is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase the self-occupied office building in oriental ginza, and there is a prescribed proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase office loans in oriental ginza; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

Oriental ginza office new house transaction tax includes deed tax, maintenance fund and property management fee. Deed tax for office buildings in oriental ginza: the deed tax to be paid for the purchase of new houses is 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and ordinary commercial houses are halved, that is, 1.5-2.5%. Oriental ginza office building maintenance fund: charged by multiplying the construction area by a certain amount. Oriental ginza office property management fee: paid after the house is delivered, and the specific grade rate shall be implemented according to the regulations of the local price department.

The above information is for reference only. I hope I can help you!