Why not recommend buying a commercial and residential building?

Reasons for not recommending the purchase of commercial and residential buildings include property management, quality of life, cost of living, leasing issues, policy issues and so on.

I. Property management

Commercial and residential mixed use, generally including commercial and residential purposes. Diversification of uses will increase the difficulty of property management, and it is necessary to consider both commercial and residential needs, and it may be necessary to hire more employees to manage the property. As a result, the property fee is very expensive. If the property cost is low, it will lead to chaos in commercial and residential buildings.

Second, the quality of life

The commercial part and the residential part of a commercial and residential building may interfere with each other. For example, the noise of shops may affect the quality of life of residents, and the living habits of residents may also affect the business of shops. Commercial and residential buildings have long corridors, poor sunshine and ventilation, and high residential density.

Third, the cost of living.

Most commercial and residential buildings use commercial water and electricity, so it will increase the cost of living, and the parking fee of commercial and residential buildings is much higher than that of ordinary residential buildings. The loan cost and interest rate of commercial and residential buildings are relatively high, and the loan term is only 10 year.

Fourth, leasing is difficult.

The commercial part of the commercial and residential building may be difficult to rent, because the commercial use may not meet the local planning requirements, or the location of the shops is not ideal, resulting in low rental income of the commercial part, which is difficult to cover the management cost and loan interest of the whole property.

Verb (abbreviation of verb) policy problem

Many commercial and residential buildings do not support the settlement policy and cannot enjoy the admission treatment for their children. Commercial and residential buildings have high transaction costs, and they do not enjoy preferential tax reduction and exemption, but also pay value-added tax. Commercial and residential buildings have short property rights, generally 40 to 50 years, 20 to 30 years less than ordinary houses.