What's the difference between an apartment and a house in Nanjing?

Hello, the difference between an apartment and a house is:

I. Apartment

1, ordinary apartment (residential apartment)

Nature of land use: generally residential.

Type of property right: apartment

Term of property right: 70 years

Features: small apartment area, 30~60 square meters; Fine decoration delivery standard, you can carry a bag to stay. The supporting facilities are perfect, and the property management provides additional quality services higher than ordinary houses; The sales price is generally higher than the overall regional level.

2. Business apartment

Nature of land use: generally comprehensive land (commercial and residential) or commercial land.

Type of property right: business apartment

Property tenure: 50 or 40 years, depending on the nature of land use.

3. serviced apartments

Nature of land use: generally commercial land.

Type of property right: apartment or business apartment

Term of property right: According to the nature of land use, the term of property right is 40 years. # Hello, the difference between an apartment and a house is:

First, there is no limit to the percentage of building area.

In the central business district, the proportion of apartment building area to the total living area of the project is not limited; However, the proportion of the construction area of ordinary houses to the total residential area is limited.

Second, the sunshine conditions in apartments are worse than those in houses.

According to the relevant provisions of the Code for Design of Residential Buildings, the residence in residential products must meet the sunshine, lighting and other related conditions. The apartment is not necessarily, so the sunshine condition of the apartment in the same building is worse than that of the residence.

Third, the nature of land is different _

Houses can only be built on residential land or commercial and residential land, while apartments can be built on residential land or comprehensive land (commercial and residential), commercial land or educational land and other properties.

Fourth, property rights are different.

Most of the residential property rights are 70 years, while the property rights of commercial apartments are 40-50 years according to the nature of land use.

Fifth, the calculation of utility is different.

The utilities of apartment buildings are calculated by commerce, while those of ordinary houses are calculated by civil use.

6. The apartment cannot be settled.

If the apartment is a commercial project, it can't be settled. If it is built on residential land and meets certain conditions, such as more than 60 square meters, some places can also be settled according to the requirements of different regions.

Seven, the price is different.

Generally speaking, the unit price of apartment is higher than that of residence, and it is mainly small apartment.

Eight: the registration of the title certificate is different.

When registering apartment property rights, the regulatory authorities must clearly define it as "apartment" and mark it as "apartment" in the column of house use on the real estate license.

Nine, the apartment does not enjoy the nearest entrance.

In many areas, apartments can't be rooms, which means children can't go to school nearby.

Tenth, the loan interest rate is different from the down payment.

If the apartment belongs to commercial real estate, the bank's down payment and interest rate for commercial real estate loans are higher. In terms of housing, the credit policy has adopted diversified measures. If it is the first suite, the basic down payment is 30%, and some banks will also implement preferential measures for the first suite.

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!