Subsidy policy for the first suite of rural hukou 2022

The policy of direct subsidy to most regions clearly stipulates that rural residents who buy commercial housing in cities will be given a subsidy of 100-500 yuan /m2. Usual subsidy 100-200 yuan /m2. Under the two-way subsidy from real estate enterprises or local finance, it will reach 300-400 yuan /m2, usually in designated areas or under certain conditions. 500 yuan /m2 Subsidies For the time being, we know that Yuzhong Park in Lanzhou High-tech Zone and Meishan in Sichuan have such high subsidies. Jinhua, Zhejiang and Fuyang, Hangzhou have issued policies to purchase commercial housing and put the contract on record, and the government subsidizes the buyers according to 1% of the contract turnover. "The maximum one-time subsidy is 800,000 yuan. What needs to be clear is that the amount of subsidies given by different places is different, and the specific information should be consulted at the same time when buying a house.

At the same time, local finance will subsidize the house by paying deed tax. Subsidies vary from region to region, ranging from 50% to full direct subsidies.

Reduce the down payment ratio. The 30% down payment ratio now stipulated has been adjusted when farmers buy houses in cities. Opinions have been issued in many places to clarify that the down payment ratio of farmers to purchase houses can reach 20%, and the provident fund policy for migrant workers is relaxed. All eligible farmers can apply for loans with the provident fund and enjoy preferential interest rates.

The policy of reducing loan interest rate encourages banks, credit cooperatives and housing mortgage registration departments to take corresponding simple measures for farmers to buy houses in cities, optimize procedures in mortgage registration and loans, and implement preferential interest rates. For example, Yichang, Hubei Province gives farmers a 15% discount on loans from designated banks, exempting mortgage registration fees, real estate registration fees, land mapping fees, etc.

Paid withdrawal subsidy Anhui proposed that farmers withdraw from the homestead, and the county government will reward them at not less than 50,000 yuan per mu; Henan issued an opinion that farmers who buy commercial housing in the city can withdraw from their hometown homestead and voluntarily return cultivated land and forest land. The local government can give a one-time compensation according to the area where it withdraws from the legal homestead. In short, when you leave the rural land, you will be given certain subsidies when you buy a house. But so far, most farmers don't buy it.

Subsidies for the purchase of houses by rural households

1. Identification: valid ID card, local household registration book, etc. As long as I can prove my identity.

2. Proof of urban wage income: print out the salary card from the bank, and then let the banking department stamp it. Remember that the more stable the income, the better.

3. Proof of down payment: As long as you come from mortgage to buy a house, you will have proof of down payment.

4. Proof of house sales contract: This refers to the contract when buying a house.

5. Farmers' proof of residence in this city: The proof of residence in this city is relatively simple, such as residential property fees, housing lease contracts, or temporary residence permits. The more complete the formalities, the better.